638 Darkwood Ave, Ocoee, FL 34761 Property Records

Orange County property record for 638 Darkwood Ave, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,171 sqft · built 1997
Lot Size	0.285 acres (12,399 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2017)
Tax Bill	$4,061 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-1855-03-090`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-1855-03-090`
Alternative APNs	`282232185503090` `260586` `265434` `269979`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,171 sqft Living Area
Gross Area	2,899 sqft
1st Floor Area	1,529 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,399 sqft (0.285 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	135 sqft
Patio Area	60 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	638 DARKWOOD AVE
City	OCOEE
State	FL
Zip	34761-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	CROSS CREEK PHASE 2 37/16 LOT 309
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	CROSS CREEK PH 2
Legal Phase	2
Legal Block	3
Legal Lot Number	309
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2002
Census Tract	14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	638 DARKWOOD AVE, OCOEE, FL 34761-4792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
May 22, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 2, 2017	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2017 · Amount on Record
Deed Sale	Feb 2, 2017 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	201763650
Prior Transfer Date	Sep 20, 2005
Prior Transfer Doc	0000735402
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	638 DARKWOOD AVE, OCOEE, FL 34761-4792
Document Number	0000459390
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 DARKWOOD AVE OCOEE FL 347614792, OCOEE, FL 34761-4792

Mortgage

Document Number	0000459390
Date	Jul 25, 2019
Instrument	459390

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 24, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	638 DARKWOOD AVE, OCOEE, FL 34761-4792
Document Number	0000434691
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 DARKWOOD AVE OCOEE FL 347614792, OCOEE, FL 34761-4792

Mortgage

Document Number	0000434691
Date	Jul 24, 2018
Instrument	434691

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 2, 2017
Property Address	638 DARKWOOD AVE, OCOEE, FL 34761-4792
Document Number	0000063650
Map Reference	MB 37 PG 16-18
Instrument Date	Jan 30, 2017
Instrument	20170063650
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 DARKWOOD AVE, 638, OCOEE, FL 34761-4792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 DARKWOOD AVE, OCOEE, FL 34761-4792

Mortgage

Document Number	0000063651
Date	Feb 2, 2017
Instrument	20170063651

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,205 (+2.7%)	$436,770 (-1.3%) Land $105,000 Building $331,770
2025	$4,061.00 (+7.69%) Homeowner's exemption	$249,469 (+5.99%)	$442,520 (+9.9%) Land $105,000 Building $337,520
2024	$3,771.00 (+3.54%)
2023	$3,642.00 (+3.41%) Homeowner's exemption	$235,377 (+3%)	$402,654 (+13.33%) Land $105,000 Building $297,654
2022	$3,522.00 Homeowner's exemption	$228,521	$355,300 Land $105,000 Building $250,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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