647 Darkwood Ave, Ocoee, FL 34761 Property Records

Orange County property record for 647 Darkwood Ave, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1997
Lot Size	0.163 acres (7,080 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jan 2024)
Tax Bill	$6,497 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-1855-01-680`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-1855-01-680`
Alternative APNs	`282232185501680` `260415` `265262` `269806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,080 sqft (0.163 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	647 DARKWOOD AVE
City	OCOEE
State	FL
Zip	34761-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	CROSS CREEK PHASE 2 37/16 LOT 168
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	CROSS CREEK PH 2
Legal Phase	2
Legal Tract	1855
Legal Block	1
Legal Lot Number	168
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2008
Census Tract	14814

Owner

647 Darkwood Ave is owned by an individual who bought it in January 2024.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3700 CURRY FORD RD, X11, ORLANDO, FL 32806-2663
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	20243662
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 3, 2024
Property Address	647 DARKWOOD AVE, OCOEE, FL 34761-4793
Document Number	0000003662
Map Reference	MB 37 PG 16-18
Instrument Date	Dec 29, 2023
Instrument	20240003662
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2267 BEAR PEAK RD, MINNEOLA, FL 34715-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 CURRY FORD RD APT X11, X11, ORLANDO, FL 32806-2663

Mortgage

Document Number	0000003663
Date	Jan 3, 2024
Instrument	20240003663

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 15, 2018
Property Address	647 DARKWOOD AVE, OCOEE, FL 34761-4793
Document Number	0000093273
Map Reference	MB 37 PG 16-18
Instrument Date	Feb 12, 2018
Instrument	20180093273
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE OF LAKE COUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2751 WHISPER LAKES CLUB CIR, 2751, ORLANDO, FL 32837-7719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 DARKWOOD AVE, OCOEE, FL 34761-4793

Mortgage

Document Number	0000093274
Date	Feb 15, 2018
Instrument	20180093274

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	647 DARKWOOD AVE, OCOEE, FL 34761-4793
Document Number	0000657956
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 DARKWOOD AVE OCOEE FL 347614793, OCOEE, FL 34761-4793

Mortgage

Document Number	0000657956
Date	Dec 4, 2017
Instrument	657956

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 647 Darkwood Ave was $6,497, up 5.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,710 (-0.62%) Land $110,000 Building $280,710	$390,710 (-1.22%) Land $110,000 Building $280,710
2025	$6,497.00 (+5.76%) Homeowner's exemption	$393,139	$395,550 Land $110,000 Building $285,550
2024	$6,143.00 (+16.02%)
2023	$5,295.00 (+3.12%) Homeowner's exemption	$331,396 (+3%)	$361,795 (+12.45%) Land $110,000 Building $251,795
2022	$5,135.00 Homeowner's exemption	$321,744 Land $110,000 Building $211,744	$321,744 Land $110,000 Building $211,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 647 Darkwood Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Darkwood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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