650 Co Rd 124, Centre, AL 35960 Property Records

Cherokee County property record for 650 Co Rd 124, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$123 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-13-07-35-0-000-020.002`

Property Details

APN / Parcel Number

Primary APN	`13-13-07-35-0-000-020.002`
Alternative APNs	`ALT APN:1307350000020002` `206627`

Interior

Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	224 sqft

Location & Zoning

Account Number	206627
Street Address	650 COUNTY ROAD 124
City	CENTRE
State	AL
Zip	35960-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR W/2 E/2 SW/4;E 30'S TO ELY R/W CO RD 124 & POB;E 200';N 190';W 200'TO E R/W CO RD 124;S 190'ALG R/W TO POB
Legal Range	10E
Legal Township	10S
Legal Section	35
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3025
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 COUNTY ROAD 124, CENTRE, AL 35960-5315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALABAMA TEACHERS CU
Nov 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 1, 2021
Transfer Doc	0000220217
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Sep 7, 2021
Property Address	650 COUNTY ROAD 124, CENTRE, AL 35960-5315
Document Number	0000220217
Instrument Date	Sep 1, 2021
Instrument	220217
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	650 COUNTY ROAD 124, CENTRE, AL 35960-5315

Mortgage

Document Number	0000220218
Date	Sep 7, 2021
Instrument	220218

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 8, 2018
Property Address	650 COUNTY ROAD 124, CENTRE, AL 35960-5315
Document Number	0000205147
Instrument Date	Nov 8, 2018
Instrument	205147
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 COUNTY ROAD 124, CENTRE, AL 35960-5315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 COUNTY ROAD 124, CENTRE, AL 35960-5315

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$123.00 (+9.82%)
2025	$112.00 (+7.69%) Homeowner's exemption	$3,840 (+6.67%) Land $740 Building $3,100	$39,200 (+5.95%) Land $7,300 Building $31,900
2024	$104.00 Additional exemption filed	$3,600 (-2.7%) Land $660 Building $2,940	$37,000 (-) Land $6,600 Building $30,400
2023	$104.00 Homeowner's exemption	$3,700 (+386.84%)	$37,000 (-) Land $6,600 Building $30,400
2022	$104.00 Homeowner's exemption	$760 Land $660 Building $100	$37,000 Land $6,600 Building $30,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
TDS Telecom DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 124

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