1440 Co Rd 124, Centre, AL 35960 Property Records

Cherokee County property record for 1440 Co Rd 124, Centre, AL 35960

Property Summary

Property Type	Mobile Home
Details	2,128 sqft · built 1999
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2026)
Tax Bill	$265 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-07-35-0-000-018.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-07-35-0-000-018.000`
Alternative APNs	`ALT APN:1307350000018000` `31569`

Interior

Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Account Number	31569
Street Address	1440 COUNTY ROAD 124
City	CENTRE
State	AL
Zip	35960-5342
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM INT E R/W CO RD 124 & N SEC LN, S 1310' ALG R/W TO POB,S 105' ALG R/W, E210', N 105', W210' TO E R/W CO RD 124 &POB
Legal Range	10E
Legal Township	10S
Legal Section	35
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3005
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1440 COUNTY ROAD 124, CENTRE, AL 35960-5342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Deed Document Number	2026245184
Prior Transfer Date	Aug 4, 2016
Prior Transfer Doc	0194331
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 4, 2026
Property Address	1440 COUNTY ROAD 124, CENTRE, AL 35960-5342
Document Number	0000245184
Instrument Date	Aug 3, 2026
Instrument	2026245184
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,615.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 COUNTY ROAD 124, CENTRE, AL 35960-5342

Mortgage

Document Number	0000245185,
Date	Aug 4, 2026
Instrument	2026245185

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$265.00
2025		$2,760 (+2.22%) Land $220 Building $2,540	$27,600 (+2.6%) Land $2,200 Building $25,400
2023	Additional exemption filed	$2,700	$26,900 Land $2,000 Building $24,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 124

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