Cherokee County property record for 565 Co Rd 124, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,308 sqft · built 1940 |
| Lot Size | 50 acres (2,178,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2019) |
| Tax Bill | $1,471 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-01-02-0-000-007.000 |
| Primary APN | 13-18-01-02-0-000-007.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,178,000 sqft (50 acres) |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | Deck Area |
| Account Number | 11737 |
|---|---|
| Street Address | 565 COUNTY ROAD 124 |
| City | CENTRE |
| State | AL |
| Zip | 35960-5322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW/4 NW/4; W/2 W/2 NE/4 NW/4 LESS R/W |
| Legal Range | 10E |
| Legal Township | 11S |
| Legal Section | 02 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 956102 |
565 Co Rd 124 is owned by an individual who bought it in January 2019.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 SHADY LN, CENTRE, AL 35960-2501 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Jan 8, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on File |
| Deed Sale | Jan 8, 2019 · Amount on File |
| Deed Document Number | 2019205813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 565 COUNTY ROAD 124, CENTRE, AL 35960-5322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000211263 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 211263 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 3, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jan 8, 2019 |
| Property Address | 565 COUNTY ROAD 124, CENTRE, AL 35960-5322 |
| Document Number | 0000205813 |
| Map Reference | BK A45 PG 146 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 205813 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 565 Co Rd 124 was $1,471, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,471.00 (+6.98%) | ||
| 2025 | $1,375.00 (+6.92%) | $14,260 (+802.53%) Land $1,440 Building $12,820 | $256,900 (+8.58%) Land $187,900 Building $69,000 |
| 2024 | $1,286.00 | $1,580 (-94.84%) Land $1,320 Building $260 | $236,600 (-) Land $170,800 Building $65,800 |
| 2023 | $1,286.00 (+0.94%) | $30,620 (+86.25%) | $236,600 (+1.24%) Land $170,800 Building $65,800 |
| 2022 | $1,274.00 | $16,440 Land $16,140 Building $300 | $233,700 Land $167,900 Building $65,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 565 Co Rd 124 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 565 Co Rd 124 is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| TDS Telecom DSL | 10 / 1 |
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