650 Benedict St, San Miguel, CA 93451 Property Records

San Luis Obispo County property record for 650 Benedict St, San Miguel, CA 93451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,745 sqft · built 2009
Lot Size	0.155 acres (6,760 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (May 2025)
Tax Bill	$6,865 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-157-032`

Property Details

APN / Parcel Number

Primary APN	`021-157-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Lot Area	6,760 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	650 BENEDICT ST
City	SAN MIGUEL
State	CA
Zip	93451-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 2605 LT 32
Legal Subdivision	TRACT 2605
Legal Tract	2605
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2018
Census Tract	10016

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 BENEDICT ST, SAN MIGUEL, CA 93451-9130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Grant Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 4, 2019	Grant Deed, Transfer · FHA Mortgage LENDUS LLC
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	202514226
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 6, 2023
Property Address	650 BENEDICT ST, SAN MIGUEL, CA 93451-9130
Document Number	0000029399
Map Reference	MB 28 PG 39-44
Instrument Date	Sep 18, 2023
Instrument	2023029399
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	650 BENEDICT ST, SAN MIGUEL, CA 93451-9130

Mortgage

Document Number	0000029400
Date	Oct 6, 2023
Instrument	2023029400

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 4, 2019
Property Address	650 BENEDICT ST, SAN MIGUEL, CA 93451-9130
Document Number	0000036834
Map Reference	MB 28 PG 39-44
Instrument Date	Jul 25, 2019
Instrument	2019036834
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	650 BENEDICT ST, SAN MIGUEL, CA 93451-9130

Mortgage

Document Number	0000036835
Date	Sep 4, 2019
Instrument	2019036835

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	650 BENEDICT ST, SAN MIGUEL, CA 93451-9130
Document Number	0000005376
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 BENEDICT ST SAN MIGUEL CA 934519130, SAN MIGUEL, CA 93451-9130

Mortgage

Document Number	0000005376
Date	Feb 15, 2019
Instrument	5376

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,000 (+4.84%) Land $290,700 Building $372,300
2025	$6,865.00 (+42.81%)	$632,400 (+39.91%) Land $255,000 Building $377,400
2023	$4,807.00 (-2.26%)	$452,004 Land $168,187 Building $283,817
2022	$4,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN MIGUEL COMMUNITY SERVICES DISTRICT serves 3,019 people · EPA ID CA4010010
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Surfnet Communications, Verizon.

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