615 Benedict St, San Miguel, CA 93451 Property Records

San Luis Obispo County property record for 615 Benedict St, San Miguel, CA 93451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 2008
Lot Size	0.222 acres (9,659 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2015)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-157-028`

Property Details

APN / Parcel Number

Primary APN	`021-157-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,503 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	9,659 sqft (0.222 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	615 BENEDICT ST
City	SAN MIGUEL
State	CA
Zip	93451-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 2605 LT 28
Legal Subdivision	TRACT 2605
Legal Tract	2605
Legal Block	2
Legal Lot Number	28
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2018
Census Tract	10016

Owner

615 Benedict St is owned by two individuals who acquired it in April 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	355 CALLE DE PUEBLO, TEMPLETON, CA 93465-5428
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2015 · Amount on File
Deed Sale	Sep 30, 2015 · Amount on File
Prior Sale	Feb 15, 2008 · Amount on File
Deed Document Number	201549778
Last Transfer Date	Apr 25, 2019
Transfer Doc	0000015622
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	615 BENEDICT ST, SAN MIGUEL, CA 93451-9130
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CALLE DE PUEBLO, TEMPLETON, CA 93465-5428

Mortgage

Document Number	0000079098
Date	Dec 1, 2021
Instrument	2021079098

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	615 BENEDICT ST, SAN MIGUEL, CA 93451-9130
Document Number	0000039774
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 BENEDICT ST SAN MIGUEL CA 934519130, SAN MIGUEL, CA 93451-9130

Mortgage

Document Number	0000039774
Date	Aug 3, 2020
Instrument	39774

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 30, 2019
Property Address	615 BENEDICT ST, SAN MIGUEL, CA 93451-9130
Document Number	0000015622
Map Reference	MB 28 PG 39
Instrument Date	Apr 25, 2019
Instrument	2019015622
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY PASO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 BENEDICT ST, SAN MIGUEL, CA 93451-9130

Mortgage

Document Number	0000015623
Date	Apr 30, 2019
Instrument	2019015623

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 615 Benedict St was $3,906.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,064 (+2%) Land $132,818 Building $234,246
2025	$3,906.00	$359,867 Land $130,214 Building $229,653
2023	$3,682.00 (-2.28%)	$345,894 Land $125,158 Building $220,736
2022	$3,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 615 Benedict St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Benedict St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN MIGUEL COMMUNITY SERVICES DISTRICT serves 3,019 people · EPA ID CA4010010
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Surfnet Communications, Verizon.

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