San Luis Obispo County property record for 620 Benedict St, San Miguel, CA 93451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,621 sqft · built 2008 |
| Lot Size | 0.148 acres (6,442 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Mar 2016) |
| Tax Bill | $3,393 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-157-030 |
| Primary APN | 021-157-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| 1st Floor Area | 1,621 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Lot Area | 6,442 sqft (0.148 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 620 BENEDICT ST |
|---|---|
| City | SAN MIGUEL |
| State | CA |
| Zip | 93451-9130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR 2605 LT 30 |
| Legal Subdivision | TRACT 2605 |
| Legal Tract | 2605 |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10016 |
620 Benedict St is owned and occupied by two individuals who bought it in March 2016.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 BENEDICT ST, SAN MIGUEL, CA 93451-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTHILLS CU |
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2016 · Amount on File |
| Deed Sale | Mar 31, 2016 · Amount on File |
| Prior Sale | Apr 17, 2009 · Amount on File |
| Deed Document Number | 201614034 |
| Prior Transfer Date | May 10, 2013 |
| Prior Transfer Doc | 0000027099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 620 BENEDICT ST, SAN MIGUEL, CA 93451-9130 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 620 BENEDICT ST, SAN MIGUEL, CA 93451-9130 |
| Document Number | 0000011894 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 2024011894 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA MARIA, CA 93454 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 620 BENEDICT ST, SAN MIGUEL, CA 93451-9130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 620 BENEDICT ST, SAN MIGUEL, CA 93451-9130 |
| Document Number | 0000023599 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022023599 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 620 Benedict St was $3,393 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | San Miguel Joint Union Elementary School District (KG - 08) |
| Secondary School District | Paso Robles Joint Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $326,010 (+2%) Land $120,744 Building $205,266 | |
| 2025 | $3,393.00 Homeowner's exemption | $319,619 Land $118,377 Building $201,242 |
| 2023 | $3,195.00 (-2.23%) Homeowner's exemption | $307,210 Land $113,781 Building $193,429 |
| 2022 | $3,268.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 620 Benedict St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Benedict St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN MIGUEL COMMUNITY SERVICES DISTRICT serves 3,019 people · EPA ID CA4010010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Surfnet Communications, Verizon.
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