Walton County property record for 646 Bayou Dr, Miramar Beach, FL 32550
| Property Type | Condominium |
|---|---|
| Lot Size | 0.05 acres (2,200 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,153 (2024) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 27-2S-21-42070-000-6460 |
| Primary APN | 27-2S-21-42070-000-6460 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,200 sqft (0.05 acres) |
|---|
| Account Number | 1055735 |
|---|---|
| Street Address | 646 BAYOU DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4869 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SD |
| Legal Description | UNIT 646 BAYOU VILLAGE PH II IN SANDESTIN AND 1/32 INTEREST IN COMMON ELEMENT AS REC IN OR 134-87 OR 394-601 OR 2556-325 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | BAYOU VILLAGE PHASE II CONDO |
| Legal Phase | 2 |
| Legal Lot Number | 6460 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950609 |
646 Bayou Dr, a condominium, is owned by a company that acquired it in August 2025.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 58 JR ESTATES DR, CANDLER, NC 28715-7500 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2025 |
| Deed Sale | Aug 18, 2025 |
| Prior Sale | Jul 31, 2020 · Amount on File |
| Deed Document Number | 20250029390 |
| Deed Book / Page | 3368 / 276 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 31, 2020 |
| Property Address | 646 BAYOU DR, MIRAMAR BEACH, FL 32550-4869 |
| Document Number | 0031524147 |
| Book / Page | 003152 / 004147 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 27942 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2020 |
| Title Company | SETCO SERVICES LLC, SETCO SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,010.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 58 JR ESTATES DR CANDLER NC 287157500, CANDLER, NC 28715-7500 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $409,248 Building $409,248 | $409,248 Building $409,248 | |
| 2024 | $3,153.00 (+5.28%) | ||
| 2023 | $2,995.00 (+7.73%) | $372,799 (+1%) Building $372,799 | $372,799 (+1%) Building $372,799 |
| 2022 | $2,780.00 | $338,909 Building $338,909 | $338,909 Building $338,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Bayou Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Bayou Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.
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