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649 Bayou Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 649 Bayou Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.051 acres (2,200 sqft)
OwnerCompany Name on File
Last Sale$285,900 (Dec 2021)
Tax Bill$2,495 (2025)
Deeds & MortgagesMay 2022 Transfer
Dec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN27-2S-21-42070-000-6490

Property Details

APN / Parcel Number

Primary APN27-2S-21-42070-000-6490
Alternative APNs
  • 27-221-42070-000-6490
  • 1055738

Exterior

Architectural StyleCondo/Apartment
Lot Area2,200 sqft (0.051 acres)

Location & Zoning

Street Address649 BAYOU DR
CityMIRAMAR BEACH
StateFL
Zip32550-4868
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 649 BAYOU VILLAGE PHASE II IN SANDESTIN AND 1/32 INT IN COMMON ELEMENT AS RECD IN OR 134-87 OR 500-147 OR 1509- 228 OR 2612-667 OR 2725-4172 OR 3229-533
Legal Range021
Legal Township02S
Legal Section27
Legal SubdivisionBAYOU VILLAGE
Legal Phase2
Legal Block64
Legal Lot Number6490
Legal Unit649
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2007
Census Tract950609

Owner

649 Bayou Dr, a condominium, is owned by a company that acquired it in March 2022.

Source: Walton County records, as of December 3, 2025

Owner of RecordCompany Name on File
Mailing Address4036 LEALAND LN, NASHVILLE, TN 37204-4002
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2021 · Amount on File
Deed SaleDec 10, 2021 · Amount on File
Prior SaleJul 7, 2006 · Amount on File
Deed Document Number202161101
Deed Book / Page3229 / 533
Last Transfer DateMar 10, 2022
Transfer Doc0032522240
Record UpdatedJun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateMay 16, 2022
Property Address649 BAYOU DR, MIRAMAR BEACH, FL 32550-4868
Document Number0032522240
Book / Page3252 / 2240
Map ReferenceMB 418 PG 421
Instrument DateMar 10, 2022
Instrument20220023209
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4036 LEALAND LN, 4036, NASHVILLE, TN 37204-4002

Transferred To (Grantee/Buyer)

NameVerified Name
Address4036 LEALAND LN, NASHVILLE, TN 37204-4002

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 10, 2021
Property Address649 BAYOU DR, MIRAMAR BEACH, FL 32550-4868
Document Number0032290533
Book / Page3229 / 533
Map ReferenceMB 418 PG 421
Instrument DateDec 7, 2021
Instrument20210061101
Transaction TypeTransfer
Record UpdatedDec 29, 2021
Title CompanyCUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,001.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 HAMMOCK TRL E # ED120, 205, FREEPORT, FL 32439-7655

Transferred To (Grantee/Buyer)

NameVerified Name
Address4036 LEALAND LN, NASHVILLE, TN 37204-4002

Mortgage

Document Number0003229536
DateDec 10, 2021
Instrument3229/536
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 649 Bayou Dr was $2,495, up 8.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,495.00 (+8.57%)$276,192 Building $276,192$276,192 Building $276,192
2024$2,298.00 (+0.52%)
2023$2,286.00 (+7.88%)$251,594 (+1%) Building $251,594$251,594 (+1%) Building $251,594
2022$2,119.00$228,722 Building $228,722$228,722 Building $228,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Bayou Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Bayou Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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