Polk County property record for 650 Augusta Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1981 |
| Lot Size | 0.243 acres (10,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,500 (Sep 2015) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-29-000000-043220 |
| Primary APN | 27-28-29-000000-043220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,722 sqft |
| 1st Floor Area | 1,920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,581 sqft (0.243 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Florida Room |
| Porch Area | 410 sqft |
| Street Address | 650 AUGUSTA RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEG 1328.39 FT N & 38.14 FT W OF SE COR OF SEC RUN N 47 DEG 56 MIN 30 SEC E 125 FT S 42 DEG 03 MIN 30 SEC E 70 FT S 36 DEG 11 MIN 30 SEC W 127.67 FT N 42 DEG 03 MIN 30 SEC W 96 FT TO POB & BEG 1412.12 FT N & 54.67 FT E OF SE COR OF SEC 30 RUN S 53 DE |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 276 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 650 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 16, 2018 | Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on Record |
| Deed Sale | Sep 29, 2015 · Amount on Record |
| Prior Sale | Dec 31, 2014 · Amount on Record |
| Deed Document Number | 2015176814 |
| Deed Book / Page | 9638 / 1841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 650 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 650 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0000029299 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 12998/2052 |
| Instrument | 2024029299 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 650 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 650 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0000209400 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 11843/1921 |
| Instrument | 2021209400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 650 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0114471470 |
| Instrument Date | Oct 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 AUGUSTA RD WINTER HAVEN FL 338841201, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0114471470 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 011447/001470 |
| Instrument | 238786 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 650 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0104670903 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 AUGUSTA RD WINTER HAVEN FL 338841201, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0104670903 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 010467/000903 |
| Instrument | 90074 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 26, 2046 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,887 (+2.7%) | $220,872 (-3.1%) Land $42,000 Building $178,872 | |
| 2025 | $1,304.00 (-23.25%) Homeowner's exemption | $141,078 (+5.99%) | $227,947 (-1.04%) Land $42,000 Building $185,947 |
| 2023 | $1,699.00 (+3.98%) Homeowner's exemption | $133,109 (+3%) | $230,331 (+10.01%) Land $40,000 Building $190,331 |
| 2022 | $1,634.00 Homeowner's exemption | $129,232 | $209,374 Land $34,000 Building $175,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures