Polk County property record for 649 Augusta Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,927 sqft · built 1983 |
| Lot Size | 0.151 acres (6,564 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Dec 2021) |
| Tax Bill | $2,417 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-30-000000-021041 |
| Primary APN | 27-28-30-000000-021041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,927 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 1,652 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,564 sqft (0.151 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Florida Room |
| Porch Area | 398 sqft |
| Cooling System | Central |
|---|
| Street Address | 649 AUGUSTA RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEG 1309.15 FT N & 256.48 FT W OF SE COR OF SEC RUN N 42 DEG 03 MIN 30 SEC W 48 FT N 47 DEG 56 MIN 30 SEC E 125 FT S 42 DEG 03 MIN 30 SEC E 57 FT S 52 DEG 03 MIN 30 SEC W 125.33 FT TO POB BEING LOT 270 OF UNREC CYPRESSWOOD PATIO HOMES |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 30 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 270 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 14123 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 649 AUGUSTA RD, WINTER HAVEN, FL 33884-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SPACE COAST CU |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Dec 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FIN'L CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Prior Sale | Dec 9, 2020 · Amount on Record |
| Deed Document Number | 2021334808 |
| Deed Book / Page | 12042 / 1 |
| Prior Transfer Date | Aug 16, 2012 |
| Prior Transfer Doc | 0000154498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 649 AUGUSTA RD, WINTER HAVEN, FL 33884-1202 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 649 AUGUSTA RD, WINTER HAVEN, FL 33884-1202 |
| Document Number | 0000114085 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 12692/2220 |
| Instrument | 2023114085 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 25, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 649 AUGUSTA RD, WINTER HAVEN, FL 33884-1202 |
| Document Number | 0000334808 |
| Book / Page | 12042 / 1 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021334808 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 MANITTO PL, 35, OCEANPORT, NJ 07757-1510 |
| Name | Verified Name |
|---|---|
| Address | 649 AUGUSTA RD, WINTER HAVEN, FL 33884-1202 |
| Document Number | 0000120423 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 12042/3 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 9, 2020 |
| Property Address | 649 AUGUSTA RD, WINTER HAVEN, FL 33884-1202 |
| Document Number | 0114880239 |
| Book / Page | 011488 / 000239 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 265478 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 AUGUSTA RD WINTER HAVEN FL 338841202, WINTER HAVEN, FL 33884-1202 |
| Document Number | 114880241 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 011488/000241 |
| Instrument | 265479 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2050 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,417.00 (-12.59%) Homeowner's exemption | $227,185 (+5.99%) | $231,773 (-0.96%) Land $50,000 Building $181,773 |
| 2023 | $2,765.00 (+3.09%) Homeowner's exemption | $214,351 (+3%) | $234,026 (+12.45%) Land $48,000 Building $186,026 |
| 2022 | $2,682.00 Homeowner's exemption | $208,108 Land $40,000 Building $168,108 | $208,108 Land $40,000 Building $168,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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