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643 Augusta Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 643 Augusta Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,029 sqft · built 1986
Lot Size0.32 acres (13,935 sqft)
Owner2 Individual Names on File
Last Sale$359,900 (Aug 2023)
Tax Bill$524 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-30-000000-022141

Property Details

APN / Parcel Number

Primary APN27-28-30-000000-022141
Alternative APNs
  • 302827000000022141
  • 02827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,029 sqft Living Area
Gross Area2,546 sqft
1st Floor Area1,655 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area13,935 sqft (0.32 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area616 sqft
PorchFlorida Room
Porch Area290 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address643 AUGUSTA RD
CityWINTER HAVEN
StateFL
Zip33884-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 1223.34 FT N & 189.94 FT W OF SE COR OF SEC RUN N 10 DEG E 10.25 FT N 51 DEG 08 MIN 48 SEC E 125.20 FT S 42 DEG 03 MIN 30 SEC E 129.32 FT S 36 DEG 14 MIN W 64.43 FT N 68 DEG W 157.18 FT TO POB BEING LOT 273 OF UNREC CYPRESSWOOD PATIO HOMES
Legal Range27E
Legal Township28S
Legal Section30
Legal SubdivisionCYPRESSWOOD
Legal Tract000000
Legal Block2
Legal Lot Number273
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2049
Census Tract14123

Owner

Source: Polk County records · APN 27-28-30-000000-022141

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Feb 07, 2019Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM
Dec 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2023 · Amount on Record
Deed SaleAug 18, 2023 · Amount on Record
Prior SaleFeb 07, 2019 · Amount on Record
Deed Document Number2023194509
Deed Book / Page12806 / 1001
Prior Transfer DateNov 23, 2005
Prior Transfer Doc0000307288
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 18, 2023
Property Address643 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
Document Number0000194509
Book / Page12806 / 1001
Instrument DateAug 10, 2023
Instrument2023194509
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanySMART TITLE II LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,519.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5253 ENGLISH DR, LAKELAND, FL 33812-4479

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 AUGUSTA RD, WINTER HAVEN, FL 33884-1202

Mortgage

Document Number0000194510
DateAug 18, 2023
Book Page12806/1003
Instrument2023194510
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 07, 2019
Property Address643 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
Document Number0107441818
Book / Page010744 / 001818
Instrument DateFeb 04, 2019
Instrument25668
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanySMART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address643 AUGUSTA RD WINTER HAVEN FL 338841202, WINTER HAVEN, FL 33884-1202

Mortgage

Document Number107441820
DateFeb 07, 2019
Book Page010744/001820
Instrument25669
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 06, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address643 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
Document Number0103611350
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyTITLE FIRST NATIONAL, TITLE FIRST NAT'L

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 AUGUSTA RD WINTER HAVEN FL 338841202, WINTER HAVEN, FL 33884-1202

Mortgage

Document Number0103611350
DateJan 08, 2018
Book Page010361/001350
Instrument4676
Lender
NameSTATE FARM BK
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 07, 2028

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$524.00 (-85.22%) Homeowner's exemption$80,766 (-68.36%)$267,285 (+4.71%) Land $50,000 Building $217,285
2023$3,545.00 (+9.01%)$255,262 (+11.75%) Land $48,000 Building $207,262$255,262 (+11.75%) Land $48,000 Building $207,262
2022$3,252.00$228,430 Land $40,000 Building $188,430$228,430 Land $40,000 Building $188,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 709 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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