65 Waldo St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 65 Waldo St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 1900
Lot Size	0.078 acres (3,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jan 2018)
Tax Bill	$4,305 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0092 B:0000 L:78`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0092 B:0000 L:78`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area
Gross Area	3,444 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,415 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	65 WALDO ST
City	HOLYOKE
State	MA
Zip	01040-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	78
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	5
Census Block	5007
Census Tract	811800

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 WALDO ST, HOLYOKE, MA 01040-2562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU
Jan 19, 2018	Deed, Transfer FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Mar 11, 2011
Deed Document Number	20183393
Deed Book / Page	22032 / 462
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	65 WALDO ST, HOLYOKE, MA 01040-2562
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025266-217
Date	Dec 20, 2023
Book Page	25266/217
Instrument	60420

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2043

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 19, 2018
Property Address	65 WALDO ST, HOLYOKE, MA 01040-2562
Document Number	22032-462
Book / Page	22032 / 462
Instrument	3393
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.90
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WALDO ST, HOLYOKE, MA 01040-2562

Mortgage

Document Number	220320465
Date	Jan 19, 2018
Instrument	22032/0465

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2048

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,305.00 (+6.77%)	$247,000 (+6.97%) Land $48,300 Building $197,400	$252,366 (-7.05%)
2025	$4,032.00 (+10.01%)	$230,900 (+19.39%) Land $45,100 Building $185,800	$271,510 (+1.42%)
2024	$3,665.00 (+4.54%)	$193,400 (+3.48%) Land $43,100 Building $150,300	$267,710
2023	$3,506.00	$186,900 Land $43,100 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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