71 Waldo St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 71 Waldo St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,186 sqft · built 1880
Lot Size	0.078 acres (3,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Dec 2005)
Tax Bill	$4,263 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0092 B:0000 L:76`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0092 B:0000 L:76`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,186 sqft Living Area
Gross Area	4,433 sqft
Basement Area	1,083 sqft
Unfinished Basement	1,083 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,402 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	71 WALDO ST
City	HOLYOKE
State	MA
Zip	01040-2562
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	76
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	5
Census Block	5007
Census Tract	811800

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 WALDO ST, HOLYOKE, MA 01040-2562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2005 · Amount on Record
Deed Sale	Dec 2, 2005 · Amount on Record
Prior Sale	Aug 31, 1988 · Amount on Record
Last Transfer Date	May 29, 2024
Transfer Doc	0025436-49
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	71 WALDO ST, HOLYOKE, MA 01040-2562
Document Number	22762-108
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WALDO ST HOLYOKE MA 010402562, HOLYOKE, MA 01040-2562

Mortgage

Document Number	22762-108
Date	Jul 19, 2019
Book Page	022762/000108
Instrument	39710

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	71 WALDO ST, HOLYOKE, MA 01040-2562
Document Number	21849-310
Book / Page	021849 / 000310
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21849-310
Date	Sep 8, 2017
Book Page	021849/000310
Instrument	52715

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,263.00 (+6.76%)	$244,600 (+6.95%) Land $48,000 Building $190,400	$271,868
2025	$3,993.00 (+7.95%)	$228,700 (+17.16%) Land $44,900 Building $183,800
2024	$3,699.00 (+7.94%)	$195,200 (+6.84%) Land $42,900 Building $152,300
2023	$3,427.00	$182,700 Land $42,900 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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