35 Waldo St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 35 Waldo St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	7 bd · 1.5 ba · 2,502 sqft · built 1890
Lot Size	0.151 acres (6,582 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2022)
Tax Bill	$5,187 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0092 B:0000 L:7`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0092 B:0000 L:7`

Interior

Bedrooms	7 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	4,438 sqft
Basement Area	1,198 sqft
Unfinished Basement	1,198 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,582 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	35 WALDO ST
City	HOLYOKE
State	MA
Zip	01040-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	7
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	5
Census Block	5005
Census Tract	811800

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 WALDO ST, HOLYOKE, MA 01040-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Oct 4, 2002 · Amount on Record
Deed Book / Page	24355 / 597
Record Updated	Oct 29, 2026

January 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 14, 2022
Property Address	35 WALDO ST, HOLYOKE, MA 01040-2529
Document Number	024355-597
Book / Page	24355 / 597
Instrument Date	Jan 14, 2022
Instrument	2708
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WALDO ST, HOLYOKE, MA 01040-2529

Mortgage

Document Number	0000002709
Date	Jan 14, 2022
Instrument	2709

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,187.00 (+6.82%)	$297,600 (+7.01%) Land $51,100 Building $245,800	$337,385 (-5.07%)
2025	$4,856.00 (+4.97%)	$278,100 (+13.93%) Land $47,700 Building $230,400	$355,395 (+7.59%)
2024	$4,626.00 (+15.45%)	$244,100 (+14.28%) Land $45,600 Building $198,500	$330,315
2023	$4,007.00	$213,600 Land $45,600 Building $168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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