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50 Upper Cir, Carmel Valley, CA 93924 Property Records

Monterey County property record for 50 Upper Cir, Carmel Valley, CA 93924 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,323 sqft · built 1948
Lot Size0.509 acres (22,185 sqft)
OwnerIndividual Name on File
Tax Bill$1,202 (2025)
Deeds & MortgagesApr 2020 Reverse Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN189-473-012-000

Property Details

APN / Parcel Number

Primary APN189-473-012-000
Alternative APN
  • 189-473-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,323 sqft Living Area
1st Floor Area1,323 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleOther
Construction TypeWood
Lot Area22,185 sqft (0.509 acres)

Location & Zoning

Old Parcel Number189-473-012
Street Address50 UPPER CIR
CityCARMEL VALLEY
StateCA
Zip93924-9737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROBLES DEL RIO CARMELO SUB 1 LOT 82
Legal SubdivisionROBLES DEL RIO CARMELO SUB 1
Legal Block3
Legal Lot Number82
JurisdictionMONTEREY CA
Township / Civil DivisionCARMEL VALLEY
Census Block Group3
Census Block3008
Census Tract11001

Owner

Source: Monterey County records · APN 189-473-012-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address50 UPPER CIR, CARMEL VALLEY, CA 93924-9737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Apr 18, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 23, 2015
Transfer Doc0000006058
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address50 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020518
DateApr 27, 2020
Instrument2020020518
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term891 Months
DueJul 04, 2094
Interest
Rate TypeAdjustable Rate
Rate2.92%
Type Change DateMay 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR
Max Rate5%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address50 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Document Number0000020519
Instrument DateApr 18, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 UPPER CIR CARMEL VALLEY CA 939249737, CARMEL VALLEY, CA 93924-9737

Mortgage

Document Number0000020519
DateApr 27, 2020
Instrument20519
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term888 Months
DueApr 26, 2094
Interest
Rate TypeAdjustable Rate
Rate2.92%

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictCarmel Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$98,670 (+2%) Land $30,270 Building $68,400
2025$1,202.00 (+3.53%) Homeowner's exemption$96,736 (+4.04%) Land $29,677 Building $67,059
2023$1,161.00 (+3.2%) Homeowner's exemption$92,982 Land $28,526 Building $64,456
2022$1,125.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530110013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims6 (1995–2023)
Most Recent ClaimFeb 2023, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Wildfire

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire LikelihoodAbout 1 in 293 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
RazzolinkFixed Wireless (unlicensed)500 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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