65 Temple St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 65 Temple St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,669 sqft · built 1860
Lot Size	0.254 acres (11,047 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Dec 2015)
Tax Bill	$9,398 (2025)
Deeds & Mortgages	May 2021 Refinance Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:015.0-0000-0290.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:015.0-0000-0290.0`
Alternative APNs	`M:015.0=0000=0290.0` `610000000110` `610000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,669 sqft Living Area
Gross Area	4,741 sqft
1st Floor Area	1,052 sqft
Basement Area	1,422 sqft
Unfinished Basement	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,047 sqft (0.254 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	610000000110
Street Address	65 TEMPLE ST
City	READING
State	MA
Zip	01867-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3006
Census Tract	334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:015.0-0000-0290.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 TEMPLE ST, READING, MA 01867-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Jan 23, 2019	Deed of Trust, Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2015 · Amount on Record
Deed Sale	Dec 16, 2015 · Amount on Record
Prior Sale	Sep 17, 2001 · Amount on Record
Deed Book / Page	66535 / 470
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	65 TEMPLE ST, READING, MA 01867-2831
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077667-369
Date	May 03, 2021
Book Page	77667/369
Instrument	99383

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	65 TEMPLE ST, READING, MA 01867-2831
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072152-118
Date	Jan 23, 2019
Book Page	72152/118
Instrument	9080

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,398.00 (-1.15%)	$825,100 (+1.71%) Land $451,500 Building $373,600	$948,670 (+5.06%)
2024	$9,507.00 (-1.27%)	$811,200 (+6.07%) Land $443,800 Building $367,400	$902,975
2023	$9,629.00	$764,800 Land $418,200 Building $346,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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