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56 Temple St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 56 Temple St, Reading, MA 01867

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 3,705 sqft · built 1922
Lot Size0.224 acres (9,762 sqft)
OwnerIndividual Name on File
Tax Bill$10,458 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APNREAD M:015.0-0702-0221.0

Property Details

APN / Parcel Number

Primary APNREAD M:015.0-0702-0221.0
Alternative APNs
  • M:015.0=0702=0221.0
  • 500000006020
  • 500000006

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms13 Rooms
Units2 Units
Stories3 Stories
Building Area3,705 sqft Living Area
Gross Area6,745 sqft
Basement Area1,482 sqft
Unfinished Basement1,482 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleDuplex Single
Construction TypeFrame
Roof TypeFlat
Roof MaterialAsphalt
Lot Area9,762 sqft (0.224 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number500000006020
Street Address56 TEMPLE ST
CityREADING
StateMA
Zip01867-2830
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3010
Census Tract334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:015.0-0702-0221.0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address56 TEMPLE ST, READING, MA 01867-2830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WINCHESTER COOPERATIVE BANK
Dec 10, 2019Condominium Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateAug 21, 2023
Property Address56 TEMPLE ST, READING, MA 01867-2830
Document Number081908-468
Book / Page81908 / 468
Instrument DateApr 21, 2023
Instrument93688
Transaction TypeTransfer
Record UpdatedSep 08, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56-58 TEMPLE ST, READING, MA 01867

Mortgage

Document Number0000093689
DateAug 21, 2023
Instrument93689
Lender
NameWINCHESTER COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.13%
Index5-Year CMT

December 2019: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionREADING MA
Recording DateDec 10, 2019
Property Address56 TEMPLE ST, READING, MA 01867-2830
Document Number73796-149
Book / Page073796 / 000149
Instrument DateAug 09, 2019
Instrument4797
Transaction TypeTransfer
Record UpdatedDec 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address56 TEMPLE ST READING MA 018672830, READING, MA 01867-2830

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,458.00 (+96.1%)$918,200 (+101.8%) Land $447,000 Building $471,200
2024$5,333.00 (-2.16%)$455,000 (+5.08%) Building $455,000$1,115,870
2023$5,451.00$433,000 Building $433,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 523 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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