Middlesex County and Reading Town property record for 54 Temple St, Reading, MA 01867 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1955 |
| Square Footage | 3,872 sqft Living Area |
| Lot Size | 10,041 sqft (0.231 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $661,000 (2017) |
| Tax Bill | $11,735.00 (2025) |
| Primary APN | READ M:015.0-0000-0220.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 3,872 sqft Living Area |
| Gross Area | 5,612 sqft Gross Area |
| 1st Floor | 780 sqft 1st Floor |
| Basement Area | 1,306 sqft Basement |
| Unfinished Basement | 1,306 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,041 sqft (0.231 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 500000000050 |
|---|---|
| Street Address | 54 TEMPLE ST |
| City | READING |
| State | MA |
| Zip | 01867-2830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:015.0-0000-0220.0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 TEMPLE ST, READING, MA 01867-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NORTHERN MORTGAGE CO |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance NEW FED MORTGAGE CORP |
| May 30, 2017 | Quit Claim Arm's Length for NE States, Transfer SAGE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Prior Sale | Jun 04, 2013 |
| Deed Book / Page | 69354 / 302 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 54 TEMPLE ST, READING, MA 01867-2830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077241-196 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 77241/196 |
| Instrument | 58641 |
| Name | NORTHERN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 54 TEMPLE ST, READING, MA 01867-2830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74883-547 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 74883/547 |
| Instrument | 92413 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 30, 2017 |
| Property Address | 54 TEMPLE ST, READING, MA 01867-2830 |
| Document Number | 69354-302 |
| Book / Page | 69354 / 302 |
| Instrument | 80073 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.92 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 TEMPLE ST, READING, MA 01867-2830 |
| Document Number | 693540306 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 69354/0306 |
| Name | SAGE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,735.00 (-1.15%) | $1,030,300 (+1.72%) Land $447,900 Building $582,400 |
| 2024 | $11,871.00 (-1.21%) | $1,012,900 (+6.13%) Land $440,300 Building $572,600 |
| 2023 | $12,016.00 | $954,400 Land $414,900 Building $539,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 4% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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