North Kingstown Town property record for 65 Spring St, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,773 sqft · built 1890 |
| Lot Size | 0.929 acres (40,470 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,875,000 (Nov 2025) |
| Tax Bill | $14,498 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Dec 2023 Refinance + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:041 B:116 |
| Primary APN | NKIN M:041 B:116 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 2,353 sqft |
| 1st Floor Area | 825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,470 sqft (0.929 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 15970 |
|---|---|
| Street Address | 65 SPRING ST |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 116 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 50402 |
Source: North Kingstown Town records · APN NKIN M:041 B:116
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 306 SNEECH POND RD, CUMBERLAND, RI 02864-3109 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed, Transfer |
| Dec 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK |
| Mar 07, 2022 | Deed, Transfer |
| Mar 07, 2022 | Warranty Deed, Transfer |
| Jun 23, 2021 | Warranty Deed, Transfer |
| May 07, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit BAYCOAST BANK |
| Aug 03, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY |
| Mar 22, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Oct 12, 2017 | Warranty Deed, Transfer MOVEMENT MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Oct 12, 2017 · Amount on Record |
| Deed Book / Page | 3730 / 148 |
| Prior Transfer Date | Mar 07, 2022 |
| Prior Transfer Doc | 0000603-13 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Nov 21, 2025 |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Document Number | 003730-148 |
| Book / Page | 3730 / 148 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 4334 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 SNEECH POND RD, CUMBERLAND, RI 02864-3109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003605-281 |
|---|---|
| Date | Dec 01, 2023 |
| Book Page | 3605/281 |
| Instrument | 4043 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINTON RI |
| Recording Date | Mar 07, 2022 |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Document Number | 00000604-8 |
| Book / Page | 604 / 8 |
| Instrument Date | Mar 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOPKINTON RI |
| Recording Date | Mar 07, 2022 |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Document Number | 0000603-13 |
| Book / Page | 603 / 13 |
| Instrument Date | Mar 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOPKINTON RI |
| Recording Date | Jun 23, 2021 |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Document Number | 000595-542 |
| Book / Page | 595 / 542 |
| Instrument Date | May 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 NARRAGANSETT AVE UNIT 406, 406, NARRAGANSETT, RI 02882-3366 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | May 07, 2021 |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Document Number | 3405-212 |
| Book / Page | 3405 / 212 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2988 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 SPRING RD, N KINGSTOWN, RI 02852-1649 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3346-153 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 3346/153 |
| Instrument | 6590 |
| Name | BAYCOAST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3308-246 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 3308/246 |
| Instrument | 4020 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Mar 22, 2019 |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Document Number | 3179-56 |
| Book / Page | 003179 / 000056 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 918 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 SPRING ST SAUNDERSTOWN RI 028743229, SAUNDERSTOWN, RI 02874-3229 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Oct 12, 2017 |
| Property Address | 65 SPRING ST, SAUNDERSTOWN, RI 02874-3229 |
| Document Number | 3081-285 |
| Book / Page | 3081 / 285 |
| Instrument | 4513 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 30810287 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 03081/0287 |
| Name | MOVEMENT MTG LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 12, 2047 |
Source: North Kingstown Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,498.00 (+4.32%) | $1,313,200 (+35.49%) Land $1,014,200 Building $299,000 |
| 2023 | $13,898.00 | $969,200 Land $711,500 Building $257,700 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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