114 Spring St, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 114 Spring St, Saunderstown, RI 02874

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,582 sqft · built 1930
Lot Size0.815 acres (35,500 sqft)
Owner2 Individual Names on Record
Last Sale$2,040,000 (Jul 2022)
Tax Bill$14,704 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNKIN M:041 B:052

Property Details

APN / Parcel Number

Primary APNNKIN M:041 B:052
Alternative APNs
  • 43280
  • 80323

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,582 sqft Living Area
Gross Area5,370 sqft
1st Floor Area2,788 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area35,500 sqft (0.815 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number80323
Street Address114 SPRING ST
CitySAUNDERSTOWN
StateRI
Zip02874-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal Block52
JurisdictionNORTH KINGSTOWN RI
Township / Civil DivisionNORTH KINGSTOWN
Census Block Group1
Census Block1025
Census Tract50402

Owner

Source: North Kingstown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 SPRING ST, SAUNDERSTOWN, RI 02874-3230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Deed Book / Page3520 / 25
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTH KINGSTOWN RI
Recording DateJul 8, 2022
Property Address114 SPRING ST, SAUNDERSTOWN, RI 02874-3230
Document Number0003520-25
Book / Page3520 / 25
Instrument DateJul 8, 2022
Instrument3190
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address114 SPRING RD, N KINGSTOWN, RI 02852-1652

Mortgage

Document Number0000003191
DateJul 8, 2022
Instrument3191
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Kingstown Town
Unified School DistrictNorth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,704.00 (+5.44%)$1,331,900 (+36.96%) Land $697,600 Building $634,300
2023$13,946.00$972,500 Land $487,400 Building $485,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims25 (1978–2024)
Claims Outside the SFHA7 of 25
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH KINGSTOWN
serves 27,732 people · EPA ID RI1559517
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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