South Kingstown Town property record for 44 Spring St, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,496 sqft · built 2006 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,600,000 (Jun 2024) |
| Tax Bill | $47,710 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2024 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:041 B:064 |
| Primary APN | NKIN M:041 B:064 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,496 sqft Living Area |
| Gross Area | 10,833 sqft |
| 1st Floor Area | 2,506 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Basement Area | 2,506 sqft |
| Unfinished Basement | 2,506 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 81728 |
|---|---|
| Street Address | 44 SPRING ST |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 64 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50402 |
Source: South Kingstown Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 903 PROVIDENCE PL, 404, PROVIDENCE, RI 02903-7013 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 24, 2024 | Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Prior Sale | Oct 11, 2002 · Amount on Record |
| Deed Document Number | 20241897 |
| Deed Book / Page | 3636 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Apr 23, 2026 |
| Property Address | 44 SPRING ST, SAUNDERSTOWN, RI 02874-3230 |
| Document Number | 003757-291 |
| Book / Page | 3757 / 291 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 SPRING ST, SAUNDERSTOWN, RI 02874-3230 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001250, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 3757/291 |
| Instrument | 20261250 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jun 24, 2024 |
| Property Address | 44 SPRING ST, SAUNDERSTOWN, RI 02874-3230 |
| Document Number | 003636-127 |
| Book / Page | 3636 / 127 |
| Instrument Date | Jun 20, 2024 |
| Instrument | 1897 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 PROVIDENCE PL APT 404, 404, PROVIDENCE, RI 02903-7013 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001898 |
|---|---|
| Date | Jun 24, 2024 |
| Instrument | 1898 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $47,710.00 (+34.23%) | $4,321,600 (+74.36%) Land $1,888,100 Building $2,433,500 |
| 2023 | $35,543.00 | $2,478,600 Land $1,325,500 Building $1,153,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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