65 S Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 65 S Jackson St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,330 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2022)
Tax Bill	$6,267 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-410-005`

Property Details

APN / Parcel Number

Primary APN	`06-14-410-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,330 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Split Level
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	65 S JACKSON ST
City	ELGIN
State	IL
Zip	60123-6372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN LOTS 3 & 6 BLOCK 32
Legal Subdivision	WEST ELGIN
Legal Block	32
Legal Lot Number	3,6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 S JACKSON ST, ELGIN, IL 60123-6372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Dec 27, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Mar 2, 2001 · Amount on Record
Deed Document Number	202240850
Prior Transfer Date	Dec 26, 2018
Prior Transfer Doc	0000061927
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 11, 2022
Property Address	65 S JACKSON ST, ELGIN, IL 60123-6372
Document Number	0000040850
Instrument Date	Aug 1, 2022
Instrument	2022K040850
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 S JACKSON ST, ELGIN, IL 60123-6372

Mortgage

Document Number	0000040851
Date	Aug 11, 2022
Instrument	2022K040851

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate	5.37%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	65 S JACKSON ST, ELGIN, IL 60123-6372
Document Number	0000000389
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 S JACKSON ST ELGIN IL 601236372, ELGIN, IL 60123-6372

Mortgage

Document Number	0000000389
Date	Jan 4, 2019
Instrument	389

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 27, 2018
Property Address	65 S JACKSON ST, ELGIN, IL 60123-6372
Document Number	0000061927
Instrument Date	Dec 26, 2018
Instrument	61927
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 S JACKSON ST ELGIN IL 601236372, ELGIN, IL 60123-6372

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,267.00 (+15.84%) Homeowner's exemption	$90,153 (+8.57%) Land $20,536 Building $69,617	$270,567 (+8.57%) Land $61,633 Building $208,935
2024		$83,037 (+21.4%) Land $18,915 Building $64,122	$249,211 (+21.44%) Land $56,768 Building $192,443
2022	$5,410.00 (+4.64%) Homeowner's exemption	$68,402 (+6.96%) Land $15,581 Building $52,821	$205,206 (+6.96%) Land $46,743 Building $158,463
2021	$5,170.00 Homeowner's exemption	$63,951 Land $14,567 Building $49,384	$191,853 Land $43,701 Building $148,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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