64 S Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 64 S Jackson St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-409-029`

Property Details

APN / Parcel Number

Primary APN	`06-14-409-029`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,256 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	64 S JACKSON ST
City	ELGIN
State	IL
Zip	60123-6371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISORS ASSESSMENT PLAT BLOCK 47 W C KIMBALLS PLAT NORTH 66 FT LOT C
Legal Subdivision	SUPERVISORS ASSESSMENT
Legal Block	47
Legal Lot Number	C
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851600

Owner

Source: Kane County records · APN 06-14-409-029

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	64 S JACKSON ST, ELGIN, IL 60123-6371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 26, 1998
Transfer Doc	0000099575
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	64 S JACKSON ST, ELGIN, IL 60123-6371
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041625
Date	Aug 10, 2017
Instrument	2017K041625

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,551.00 (+15.81%) Homeowner's exemption	$80,767 (+8.57%) Land $13,561 Building $67,206	$242,398 (+8.57%) Land $40,699 Building $201,699
2024		$74,392 (+21.39%) Land $12,491 Building $61,901	$223,265 (+21.44%) Land $37,488 Building $185,777
2022	$4,793.00 (+4.74%) Homeowner's exemption	$61,282 (+6.96%) Land $10,290 Building $50,992	$183,846 (+6.96%) Land $30,870 Building $152,976
2021	$4,576.00 Homeowner's exemption	$57,294 Land $9,620 Building $47,674	$171,882 Land $28,860 Building $143,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, Verizon.

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.