16 S Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 16 S Jackson St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,884 sqft · built 1910
Lot Size	0.191 acres (8,316 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (May 2017)
Tax Bill	$6,544 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-407-027`

Property Details

APN / Parcel Number

Primary APN	`06-14-407-027`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	2,696 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,316 sqft (0.191 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	16 S JACKSON ST
City	ELGIN
State	IL
Zip	60123-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN EAST 22 FT NORTH 54 FT LOT 3 & NORTH 54 FT LOT 6 BLOCK 46
Legal Subdivision	W C KIMBALLS PLAT
Legal Block	46
Legal Lot Number	3,6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 S JACKSON ST, ELGIN, IL 60123-6307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
May 4, 2017	Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	201722476
Prior Transfer Date	Oct 5, 2001
Prior Transfer Doc	0000127339
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	16 S JACKSON ST, ELGIN, IL 60123-6307
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S JACKSON ST, ELGIN, IL 60123-6307

Mortgage

Document Number	0000035385
Date	Oct 10, 2023
Instrument	2023K035385

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	May 1, 2047

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2017
Property Address	16 S JACKSON ST, ELGIN, IL 60123-6307
Document Number	0000022476
Instrument Date	Apr 19, 2017
Instrument	2017K022476
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 S JACKSON ST, 16, ELGIN, IL 60123-6307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 S JACKSON ST, ELGIN, IL 60123-6307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022477
Date	May 4, 2017
Instrument	2017K022477

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,544.00 (+15.82%) Homeowner's exemption	$93,788 (+8.57%) Land $16,160 Building $77,628	$281,477 (+8.57%) Land $48,499 Building $232,977
2024		$86,384 (+21.39%) Land $14,884 Building $71,500	$259,256 (+21.44%) Land $44,670 Building $214,586
2022	$5,650.00 (+4.63%) Homeowner's exemption	$71,160 (+6.96%) Land $12,261 Building $58,899	$213,480 (+6.96%) Land $36,783 Building $176,697
2021	$5,400.00 Homeowner's exemption	$66,529 Land $11,463 Building $55,066	$199,587 Land $34,389 Building $165,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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