Worcester County and Gardner City property record for 65 Riverside Rd, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,848 sqft Living Area |
| Lot Size | 60,000 sqft (1.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (2019) |
| Tax Bill | $6,343.00 (2025) |
Source: Worcester County and Gardner City records · APN GARD M:H22 B:3 L:10
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 RIVERSIDE RD, GARDNER, MA 01440-3760 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 14, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance ATHOL SAVINGS BANK |
| Sep 19, 2019 | Quit Claim Deed, Transfer · Stand Alone Refinance ATHOL SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Prior Sale | Aug 17, 2000 · Amount on Record |
| Deed Book / Page | 61078 / 357 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 65 RIVERSIDE RD, GARDNER, MA 01440-3760 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59933-319 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 59933/319 |
| Instrument | 3633 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 19, 2019 |
| Property Address | 65 RIVERSIDE RD, GARDNER, MA 01440-3760 |
| Document Number | 61078-357 |
| Book / Page | 61078 / 357 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 96814 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 RIVERSIDE RD, GARDNER, MA 01440-3760 |
| Document Number | 96815 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 96815 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,343.00 (+0.97%) | $441,700 (+5.39%) Land $58,700 Building $383,000 |
| 2024 | $6,282.00 (+0.72%) | $419,100 (+8.38%) Land $53,500 Building $365,600 |
| 2023 | $6,237.00 | $386,700 Land $52,700 Building $334,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GARD M:H22 B:3 L:10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 4,728 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 60,000 sqft (1.37 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 65 RIVERSIDE RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3760 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 707400 |
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