217 Riverside Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 217 Riverside Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1930
Lot Size	1.37 acres (60,000 sqft)
Owner	2 Individual Names on File
Last Sale	$151,500 (Jun 2003)
Tax Bill	$39 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:H22 B:2 L:7`

Property Details

APN / Parcel Number

Primary APN	`GARD M:H22 B:2 L:7`
Alternative APN	`M:H-22 B:0070 L:0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
Gross Area	3,017 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,000 sqft (1.37 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	217 RIVERSIDE RD
City	GARDNER
State	MA
Zip	01440-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	7
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3007
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:H22 B:2 L:7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	217 RIVERSIDE RD, GARDNER, MA 01440-3760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GFA FEDERAL CREDIT UNION
Oct 10, 2017	Deed of Trust, Mortgage GFA FEDERAL CREDIT UNION
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2003 · Amount on Record
Deed Sale	Jun 09, 2003 · Amount on Record
Prior Sale	May 12, 1997 · Amount on Record
Deed Book / Page	30321 / 386
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	217 RIVERSIDE RD, GARDNER, MA 01440-3760
Transaction Type	Mortgage
Record Updated	Jun 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067607-102
Date	May 17, 2022
Book Page	67607/102
Instrument	53989

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Jun 01, 2027

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	217 RIVERSIDE RD, GARDNER, MA 01440-3760
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57859-260
Date	Oct 10, 2017
Book Page	57859/260
Instrument	111958

Lender

Name	GFA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Oct 01, 2024

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	217 RIVERSIDE RD, GARDNER, MA 01440-3760
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61148-384
Date	Sep 30, 2019
Book Page	61148/384
Instrument	102061

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 01, 2024

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39.00 (-99.04%)	$277,300 (+2.1%) Land $58,700 Building $218,600	$283,005
2024	$4,071.00 (+6.99%)	$271,600 (+15.13%) Land $53,500 Building $218,100
2023	$3,805.00	$235,900 Land $52,700 Building $183,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Rd

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