Worcester County and Gardner City property record for 109 Riverside Rd, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,867 sqft · built 1932 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Jul 2008) |
| Tax Bill | $4,529 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | GARD M:H22 B:7 L:2A |
| Primary APN | GARD M:H22 B:7 L:2A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 4,909 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 109 RIVERSIDE RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 7 |
| Legal Lot Number | 2A |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 RIVERSIDE RD, GARDNER, MA 01440-3760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2008 · Amount on Record |
| Deed Sale | Jul 8, 2008 · Amount on Record |
| Prior Sale | Dec 2, 1997 · Amount on Record |
| Deed Document Number | 200877532 |
| Deed Book / Page | 43068 / 306 |
| Transfer Doc | 50754-95 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,529.00 (+10,193.18%) | $328,900 (+7.17%) Land $63,000 Building $265,900 | $345,073 (+9.15%) |
| 2025 | $44.00 (-99.02%) | $306,900 (+2.64%) Land $57,200 Building $249,700 | $316,160 |
| 2024 | $4,482.00 (+0.79%) | $299,000 (+8.45%) Land $52,200 Building $246,800 | |
| 2023 | $4,447.00 | $275,700 Land $51,400 Building $224,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Gateway Fiber.
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