65 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 65 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 966 sqft · built 1987
Lot Size	0.133 acres (5,826 sqft)
Owner	Individual Name on Record
Tax Bill	$3,699 (2024)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00527070-000000`

Property Details

APN / Parcel Number

Primary APN	`00527070-000000`
Alternative APNs	`28613900527070000000` `1646300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,826 sqft (0.133 acres)
Porch	Open Porch
Porch Area	166 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1646300
Old Parcel Number	28613900527070000000
Street Address	65 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 17 LTS 1 AND 14 AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO OR80-276 OR810-695D/C OR810-696 OR968-17 OR978-2215 OR1037-584
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	17
Legal Lot Number	1,14 9
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1027
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 ORANGE DR, KEY LARGO, FL 33037-2571
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018
Deed Sale	Nov 29, 2018
Prior Sale	Aug 30, 2012 · Amount on Record
Deed Document Number	2196291
Deed Book / Page	2938 / 0482
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 29, 2018
Property Address	65 ORANGE DR, KEY LARGO, FL 33037-2545
Document Number	0029380482
Book / Page	2938 / 0482
Map Reference	MB 3 PG 62
Instrument Date	Nov 26, 2018
Instrument	2196291
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SUNSHINE TITLE OF THE KEYS I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 CAUISA BLVD DESTIN FL, 229, PENSACOLA, FL 32591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ORANGE DR, KEY LARGO, FL 33037-2571

Mortgage

Document Number	0002196292
Date	Nov 29, 2018
Instrument	2196292

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$443,444 (+6.55%) Land $253,650 Building $189,794	$443,444 (+6.55%) Land $253,650 Building $189,794
2024	$3,699.00 (+8.38%)
2023	$3,413.00 (+9.88%)	$416,191 (+8.87%) Land $240,300 Building $175,891	$416,191 (+8.87%) Land $240,300 Building $175,891
2022	$3,106.00	$382,274 Land $240,300 Building $141,974	$382,274 Land $240,300 Building $141,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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