56 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 56 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 2009
Lot Size	0.059 acres (2,600 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2017)
Tax Bill	$2,023 (2024)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00527150-000100`

Property Details

APN / Parcel Number

Primary APN	`00527150-000100`
Alternative APN	`9086131`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,600 sqft (0.059 acres)
Lot Dimensions	50 ft deep x 52 ft wide
Porch	Open Porch
Patio Area	37 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	9086131
Street Address	56 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 17 LOT 5 AMD PLAT OF KEY LARGO PARK PB3-62 OR485-1045 OR557-147 OR980-473 OR1246-2263/65 OR1988-1799 OR2270-1937
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	17
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1027
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 Orange Dr is owned and occupied by an individual who bought it in March 2017.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	56 ORANGE DR, KEY LARGO, FL 33037-2541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Aug 14, 2009 · Amount on File
Deed Document Number	2112480
Deed Book / Page	2841 / 1413
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 2, 2017
Property Address	56 ORANGE DR, KEY LARGO, FL 33037-2541
Document Number	0028411413
Book / Page	2841 / 1413
Map Reference	MB3 PG62
Instrument Date	Feb 27, 2017
Instrument	2112480
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8908 N LOCUST AVE AVEAVE 1, 8908, TAMPA, FL 33604-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 ORANGE DR, KEY LARGO, FL 33037-2541

Mortgage

Document Number	0002112481
Date	Mar 2, 2017
Instrument	2112481

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,482	$383,151 Land $208,715 Building $174,436
2024	$2,023.00 (+6.36%)
2023	$1,902.00 (+4.56%) Homeowner's exemption	$186,328 (+3%)	$358,740 (-0.52%) Land $197,730 Building $161,010
2022	$1,819.00 Homeowner's exemption	$180,901	$360,607 Land $197,730 Building $162,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Orange Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Orange Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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