Lyon County property record for 65 Garms Cir, Smith, NV 89430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,760 sqft · built 1996 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Mar 2026) |
| Tax Bill | $4,544 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 009-122-01 |
| Primary APN | 009-122-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 219,107 sqft |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 12 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 65 GARMS CIR |
|---|---|
| City | SMITH |
| State | NV |
| Zip | 89430-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREATED FROM SPLIT OF PARCEL # 010-481-04 PRIMARY NEW PARCEL IS PARCEL # 009-121-01 |
| Legal Subdivision | GARMS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LYON NV |
| Township / Civil Division | SMITH VALLEY |
| Census Block Group | 1 |
| Census Block | 1187 |
| Census Tract | 960802 |
Source: Lyon County records · APN 009-122-01
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 ROSETTA STONE DR, SPARKS, NV 89441-0595 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONAL CLOSING SOLUTIONS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Aug 09, 2013 · Amount on Record |
| Deed Document Number | 2026705843 |
| Prior Transfer Date | Mar 16, 2017 |
| Prior Transfer Doc | 0000562478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Mar 24, 2026 |
| Property Address | 65 GARMS CIR, SMITH, NV 89430-9400 |
| Document Number | 0000705843 |
| Map Reference | DOC 168473 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 705843 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,808.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 GARMS CIR, SMITH, NV 89430-9400 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 435 ROSETTA STONE DR, SPANISH SPRINGS, NV 89441-0595 |
| Document Number | 0000705844 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 705844 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Mar 23, 2017 |
| Property Address | 65 GARMS CIR, SMITH, NV 89430-9400 |
| Document Number | 0000562478 |
| Map Reference | DOC168473 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 562478 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 65 GARMS CIR, SMITH, NV 89430-9400 |
| Document Number | , 562479 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 562479 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2032 |
Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,544.00 (+14.03%) | $162,678 (-1.21%) Land $50,750 Building $111,928 | $464,794 (-1.21%) Land $145,000 Building $319,794 |
| 2025 | $164,677 (-5.58%) Land $50,750 Building $113,927 | $470,505 (-5.58%) Land $145,000 Building $325,505 | |
| 2023 | $3,985.00 (+3.37%) | $174,416 (+18.73%) Land $66,500 Building $107,916 | $498,331 (+18.73%) Land $190,000 Building $308,331 |
| 2022 | $3,855.00 | $146,896 Land $48,125 Building $98,771 | $419,704 Land $137,500 Building $282,204 |
Source: FEMA National Flood Hazard Layer, Lyon County (32019C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 87% of the US · above 69% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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