Lyon County property record for 60 Garms Cir, Smith, NV 89430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 2003 |
| Lot Size | 5.01 acres (218,671 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,499 (2026) |
| Deeds & Mortgages | Feb 2018 Reverse Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 009-121-05 |
| Primary APN | 009-121-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 218,671 sqft |
| Garage Area | 462 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 299 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 60 GARMS CIR |
|---|---|
| City | SMITH |
| State | NV |
| Zip | 89430-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28-11-24 FR NE4 NE4 CREATED FROM SPLIT OF PARCEL # 010-481-04 PRIMARY NEW PARCEL IS PARCEL # 009-121-01 |
| Legal Subdivision | GARMS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | LYON NV |
| Township / Civil Division | SMITH VALLEY |
| Census Block Group | 1 |
| Census Block | 1193 |
| Census Tract | 960802 |
Source: Lyon County records · APN 009-121-05
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 60 GARMS CIR, SMITH, NV 89430-9411 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2016 |
| Transfer Doc | 0000556295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 60 GARMS CIR, SMITH, NV 89430-9411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000576028 |
|---|---|
| Date | Feb 05, 2018 |
| Instrument | 576028 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 947 Months |
| Due | Jan 04, 2097 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,499.00 (+8.7%) | $139,253 (-8.55%) Land $50,750 Building $88,503 | $397,866 (-8.55%) Land $145,000 Building $252,866 |
| 2023 | $3,219.00 (+3.47%) | $152,276 (+20.14%) Land $66,500 Building $85,776 | $435,074 (+20.14%) Land $190,000 Building $245,074 |
| 2022 | $3,111.00 | $126,753 Land $48,125 Building $78,628 | $362,150 Land $137,500 Building $224,650 |
Source: FEMA National Flood Hazard Layer, Lyon County (32019C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320199608021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Very High above 94% of the US · above 82% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 114 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wi-Fiber | Fixed Wireless (unlicensed) | 100 / 20 |
| Frontier | DSL | 45 / 3 |
| Northern Nevada High Speed | Fixed Wireless (unlicensed) | 25 / 10 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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