Lyon County property record for 31 Garms Cir, Smith, NV 89430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,100 sqft · built 1998 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Mar 2023) |
| Tax Bill | $4,136 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 009-122-07 |
| Primary APN | 009-122-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 218,236 sqft |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 31 GARMS CIR |
|---|---|
| City | SMITH |
| State | NV |
| Zip | 89430-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | CREATED FROM SPLIT OF PARCEL # 010-481-04 PRIMARY NEW PARCEL IS PARCEL # 009-121-01 |
| Legal Subdivision | GARMS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | LYON NV |
| Township / Civil Division | SMITH VALLEY |
| Census Block Group | 1 |
| Census Block | 1187 |
| Census Tract | 960802 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 GARMS CIR, SMITH, NV 89430-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Deed Document Number | 2023667615 |
| Prior Transfer Date | Jul 30, 2009 |
| Prior Transfer Doc | 0000446138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Mar 13, 2023 |
| Property Address | 31 GARMS CIR, SMITH, NV 89430-9400 |
| Document Number | 0000667615 |
| Map Reference | DOC 168473 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 667615 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,911.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2659 ANTONIO LN, RENO, NV 89523-2041 |
| Name | Verified Name |
|---|---|
| Address | 31 GARMS CIR, SMITH, NV 89430-9400 |
| Document Number | 0000667616 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 667616 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,136.00 (+29.74%) | $134,347 (-1.17%) Land $50,750 Building $83,597 | $383,848 (-1.17%) Land $145,000 Building $238,848 |
| 2025 | $135,932 (-5.71%) Land $50,750 Building $85,182 | $388,377 (-7.85%) Land $145,000 Building $243,377 | |
| 2023 | $3,188.00 (+8.4%) | $144,170 (+17.45%) | $421,458 (+20.17%) Land $190,000 Building $231,458 |
| 2022 | $2,941.00 | $122,749 Land $48,125 Building $74,624 | $350,712 Land $137,500 Building $213,212 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 70% of Nevada |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
| Frontier DSL | 45 / 3 |
| Northern Nevada High Speed Internet Fixed Wireless | 25 / 10 |
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