Bergen County and Ramsey Borough property record for 65 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,980 sqft · built 1940 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Sep 2023) |
| Tax Bill | $26,384 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01903-0000-00014 |
| Primary APN | 48-01903-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,980 sqft Living Area |
| 1st Floor Area | 2,980 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 65 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.215AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 1903 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 DAVIDSON AVE, RAMSEY, NJ 07446-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Nov 5, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Jul 23, 2020 | Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Nov 5, 2020 · Amount on Record |
| Deed Document Number | 202361279 |
| Deed Book / Page | 5084 / 1103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 18, 2023 |
| Property Address | 65 DAVIDSON AVE, RAMSEY, NJ 07446-1401 |
| Document Number | 0050841103 |
| Book / Page | 5084 / 1103 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023061279 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1058 CHEDWORTH CIR, MAHWAH, NJ 07430-1381 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 DAVIDSON AVE, RAMSEY, NJ 07446-1401 |
| Document Number | 2023061280 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023061280 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 5, 2020 |
| Property Address | 65 DAVIDSON AVE, RAMSEY, NJ 07446-1401 |
| Document Number | 0038040550 |
| Book / Page | 3804 / 550 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 20-114763 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,970.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 65 DAVIDSON AVE, RAMSEY, NJ 07446-1401 |
| Document Number | 20114764 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 20-114764 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 23, 2020 |
| Property Address | 65 DAVIDSON AVE, RAMSEY, NJ 07446-1401 |
| Document Number | 0036500311 |
| Book / Page | 003650 / 000311 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 67932 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,130,500 (-11.78%) Land $332,300 Building $798,200 | $1,130,500 (-11.78%) Land $332,300 Building $798,200 | |
| 2025 | $26,384.00 (+139.55%) | $1,281,400 (+228.31%) Land $332,300 Building $949,100 | $1,281,400 (+228.31%) Land $332,300 Building $949,100 |
| 2024 | $11,014.00 (+7.59%) | ||
| 2023 | $390,300 (-) Land $266,100 Building $124,200 | $390,300 (-) Land $266,100 Building $124,200 | |
| 2022 | $10,237.00 (+1.16%) | $390,300 Land $266,100 Building $124,200 | $390,300 Land $266,100 Building $124,200 |
| 2021 | $10,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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