60 Davidson Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 60 Davidson Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,444 sqft · built 1947
Lot Size0.215 acres (9,365 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Apr 2021)
Tax Bill$12,914 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-01905-0000-00009

Property Details

APN / Parcel Number

Primary APN48-01905-0000-00009
Alternative APN
  • 480190500009

Interior

Stories2 Stories
Building Area1,444 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeFrame
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address60 DAVIDSON AVE
CityRAMSEY
StateNJ
Zip07446-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.215AC
Legal Block1905
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2002
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address60 DAVIDSON AVE, RAMSEY, NJ 07446-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Prior SaleAug 2, 2007 · Amount on Record
Deed Document Number202162577
Deed Book / Page4097 / 1622
Record UpdatedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 22, 2021
Property Address60 DAVIDSON AVE, RAMSEY, NJ 07446-1402
Document Number0040971622
Book / Page4097 / 1622
Instrument DateMar 8, 2021
Instrument2021062577
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyFIT AGCY LLC, FIT AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,079.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2718 NW 42ND PL, 2718, CAPE CORAL, FL 33993-8059

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 DAVIDSON AVE, RAMSEY, NJ 07446-1402

Mortgage

Document Number2021062578
DateApr 22, 2021
Instrument2021062578
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address60 DAVIDSON AVE, RAMSEY, NJ 07446-1402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037500581
DateOct 6, 2020
Book Page3750/581
Instrument20-098689
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 2, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$629,900 (+0.43%) Land $332,300 Building $297,600$629,900 (+0.43%) Land $332,300 Building $297,600
2025$12,914.00 (+6.73%)$627,200 (+46.27%) Land $332,300 Building $294,900$627,200 (+46.27%) Land $332,300 Building $294,900
2024$12,100.00 (+7.58%)
2023$428,800 Land $266,100 Building $162,700$428,800 Land $266,100 Building $162,700
2022$11,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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