65 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 65 Cutter Cir, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,431 sqft · built 2002
Lot Size	0.319 acres (13,939 sqft)
Owner	Trust Name on File
Last Sale	$508,000 (Dec 2015)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Feb 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`10116501`

Property Details

APN / Parcel Number

Primary APN	`10116501`
Alternative APNs	`R600 013 000 0150 0000` `R603 013 000 0150 0000`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10116501
Old Parcel Number	R603 013 000 0150 0000
Street Address	65 CUTTER CIR
City	BLUFFTON
State	SC
Zip	29909-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 140 RIVERBEND S/D BLK 103D PB80 PG112 PB87 PG56 PB104 P91
Legal Subdivision	RIVERBEND BY SUNCITY
Legal Block	103D
Legal Lot Number	140
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1117
Census Tract	2202

Owner

Source: Beaufort County records · APN 10116501

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	65 CUTTER CIR, BLUFFTON, SC 29909-4322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2015 · Amount on Record
Deed Sale	Dec 17, 2015 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	0000064488
Deed Book / Page	003449 / 002790
Last Transfer Date	Feb 20, 2017
Transfer Doc	0000008607
Record Updated	Jun 08, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 20, 2017
Property Address	65 CUTTER CIR, BLUFFTON, SC 29909-4322
Document Number	0000008607
Book / Page	003553 / 001845
Instrument Date	Jan 27, 2017
Instrument	8607
Transaction Type	Transfer
Record Updated	Mar 03, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	65 CUTTER CIR BLUFFTON SC 299094322, BLUFFTON, SC 29909-4322

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00 (-0.07%)	$22,470 (-16.36%)
2024	$2,872.00	$26,864 (-) Land $6,320 Building $20,544	$671,600 (-) Land $158,000 Building $513,600
2023	$2,872.00 (+8.79%)	$26,864 (+37.48%) Land $6,320 Building $20,544	$671,600 (+37.48%) Land $158,000 Building $513,600
2022	$2,640.00	$19,540 Land $6,000 Building $13,540	$488,500 Land $150,000 Building $338,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 99 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.