Beaufort County property record for 43 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,381 sqft · built 2001 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Trust Name on File |
| Last Sale | $348,000 (Jun 2012) |
| Tax Bill | $4,428 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08295383 |
| Primary APN | 08295383 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,381 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 08295383 |
|---|---|
| Old Parcel Number | R603 013 000 0100 0000 |
| Street Address | 43 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 93 RIVERBEND S/D BLK 101 A PB65 P141 PB74 P174 PB77 P68 PB91 P21-26 PB101 P7 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 101 |
| Legal Lot Number | 93 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 2202 |
43 Cutter Cir is owner-occupied and held in a trust since March 2020.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 43 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 9, 2017 | Quit Claim Deed ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2012 · Amount on File |
| Deed Sale | Jun 14, 2012 · Amount on File |
| Prior Sale | Aug 10, 2017 |
| Deed Document Number | 0000032576 |
| Deed Book / Page | 003150 / 000966 |
| Last Transfer Date | Mar 10, 2020 |
| Transfer Doc | 0000013415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 43 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000050414 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 4036/418 |
| Instrument | 2021050414 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 10, 2020 |
| Property Address | 43 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000013415 |
| Book / Page | 003844 / 002485 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 13415 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 43 CUTTER CIR BLUFFTON SC 299094312, BLUFFTON, SC 29909-4312 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 9, 2017 |
| Property Address | 43 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000054746 |
| Book / Page | 003612 / 003390 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 54746 |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 43 CUTTER CIR BLUFFTON SC 299094312, BLUFFTON, SC 29909-4312 |
The 2025 property tax bill for 43 Cutter Cir was $4,428, down 21.3% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,428.00 (-21.35%) | $17,870 (-22.68%) | |
| 2024 | $5,630.00 (+147.36%) | $23,112 (-) Land $4,240 Building $18,872 | $577,800 (-) Land $106,000 Building $471,800 |
| 2023 | $2,276.00 (+8.8%) | $23,112 (+48.04%) Land $4,240 Building $18,872 | $577,800 (+48.04%) Land $106,000 Building $471,800 |
| 2022 | $2,092.00 | $15,612 Land $3,760 Building $11,852 | $390,300 Land $94,000 Building $296,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43 Cutter Cir in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Cutter Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures