65 Cottage St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 65 Cottage St, Franklin, MA 02038

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,822 sqft · built 1880
Lot Size	0.188 acres (8,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Aug 2019)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`66-043`

Property Details

APN / Parcel Number

Primary APN	`66-043`
Alternative APNs	`FRAN M:286 L:209` `M:066 L:043`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,822 sqft Living Area
Gross Area	3,753 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,168 sqft (0.188 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	66-043
Street Address	65 COTTAGE ST
City	FRANKLIN
State	MA
Zip	02038-2204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	209
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1003
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 DIXON ST, NORTH PROVIDENCE, RI 02904-5026
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Apr 29, 1988 · Amount on Record
Deed Document Number	201974700
Deed Book / Page	37090 / 246
Prior Transfer Date	Aug 20, 2019
Prior Transfer Doc	37090-246
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 26, 2019
Property Address	65 COTTAGE ST, FRANKLIN, MA 02038-2204
Document Number	37090-246
Book / Page	037090 / 000246
Instrument Date	Aug 20, 2019
Instrument	74700
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 DIXON ST NORTH PROVIDENCE RI 029045026, NORTH PROVIDENCE, RI 02904-5026

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,672.00 (+4.86%)	$488,100 (+6.39%) Land $234,800 Building $253,300
2024	$5,409.00 (-1.99%)	$458,800 (+4.58%) Land $234,800 Building $224,000
2023	$5,519.00	$438,700 Land $256,300 Building $182,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000