Norfolk County and Franklin Town City property record for 59 Cottage St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,273 sqft · built 1900 |
| Lot Size | 0.282 acres (12,293 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Oct 2021) |
| Tax Bill | $6,143 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-044 |
| Primary APN | 66-044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,273 sqft Living Area |
| Gross Area | 4,605 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,293 sqft (0.282 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 66-044 |
|---|---|
| Street Address | 59 COTTAGE ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 210 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 442204 |
Source: Norfolk County and Franklin Town City records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 59 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Oct 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TCF NATIONAL BANK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Nov 4, 2016 · Amount on Record |
| Deed Book / Page | 39959 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Oct 14, 2021 |
| Property Address | 59 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Document Number | 039959-455 |
| Book / Page | 39959 / 455 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 131897 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 59 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Document Number | 0000131898 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 131898 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 59 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37270-589 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 37270/589 |
| Instrument | 96966 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 59 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37270-570 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 37270/570 |
| Instrument | 96965 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,143.00 (+4.44%) | $528,700 (+5.97%) Land $235,800 Building $292,900 | $563,445 (+1.45%) |
| 2024 | $5,882.00 (-3.83%) | $498,900 (+2.61%) Land $235,800 Building $263,100 | $555,370 |
| 2023 | $6,116.00 | $486,200 Land $257,400 Building $228,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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