Norfolk County and Franklin Town City property record for 71 Cottage St, Franklin, MA 02038
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,171 sqft · built 1880 |
| Lot Size | 0.495 acres (21,590 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $262,000 (Apr 2006) |
| Tax Bill | $3,702 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jul 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-042 |
| Primary APN | 66-042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,171 sqft Living Area |
| Gross Area | 2,472 sqft |
| Basement Area | 1,103 sqft |
| Unfinished Basement | 1,103 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,590 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 66-042 |
|---|---|
| Street Address | 71 COTTAGE ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2204 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Lot Number | 208-1 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 442204 |
71 Cottage St, a condominium, is owned by a company that acquired it in December 2025.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Owner Type | Company |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jul 5, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 25, 2017 | Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK |
| Jan 15, 2019 | Deed of Trust, Mortgage · Balloon Mortgage DEAN COOPERATIVE BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2006 · Amount on File |
| Deed Sale | Apr 13, 2006 · Amount on File |
| Prior Sale | Nov 1, 2005 · Amount on File |
| Deed Book / Page | 23572 / 66 |
| Last Transfer Date | Dec 8, 2025 |
| Transfer Doc | 042852-472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Dec 26, 2025 |
| Property Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Document Number | 042852-472 |
| Book / Page | 42852 / 472 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 91856 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Jul 5, 2022 |
| Property Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Document Number | 0040663-59 |
| Book / Page | 40663 / 59 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 59715 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34869-192 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 34869/192 |
| Instrument | 7474 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36559-328 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 36559/328 |
| Instrument | 3369 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 71 COTTAGE ST, FRANKLIN, MA 02038-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38090-51 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 38090/51 |
| Instrument | 68132 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 71 Cottage St was $3,702, up 1.2% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,702.00 (+1.23%) | $318,600 (+2.71%) Building $318,600 | $392,445 (+2.63%) |
| 2024 | $3,657.00 (+1.5%) | $310,200 (+8.31%) Building $310,200 | $382,375 |
| 2023 | $3,603.00 | $286,400 Building $286,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 Cottage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 71 Cottage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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