6499 River Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6499 River Stream Dr, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 1998
Lot Size	0.501 acres (21,866 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Nov 2022)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094A D 058`

Property Details

APN / Parcel Number

Primary APN	`094A D 058`
Alternative APN	`0000142698`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,866 sqft (0.501 acres)
Lot Dimensions	197 ft deep x 93.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000142698
Street Address	6499 RIVER STREAM DR
City	HARRISON
State	TN
Zip	37341-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 296 RIVER COVE UNIT 6 PB60 PG1 OUT OF 94-31 FOR 99
Legal Subdivision	RIVER COVE SUB UNIT
Legal Lot Number	296
Legal Unit	6
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	10101

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6499 RIVER STREAM DR, HARRISON, TN 37341-7650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage LEGENDS BANK
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	2022144
Deed Book / Page	13140 / 303
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6499 RIVER STREAM DR, HARRISON, TN 37341-7650
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000035
Date	Aug 24, 2021
Book Page	12620/783
Instrument	2021082400035

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 10, 2022
Property Address	6499 RIVER STREAM DR, HARRISON, TN 37341-7650
Document Number	0000000144
Book / Page	13140 / 303
Map Reference	MB 60 PG 1&2
Instrument Date	Nov 4, 2022
Instrument	2022111000144
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6499 RIVER STREAM DR, HARRISON, TN 37341-7650

Mortgage

Document Number	0131400306
Date	Nov 10, 2022
Instrument	13140-0306

Lender

Name	LEGENDS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 6, 2019
Property Address	6499 RIVER STREAM DR, HARRISON, TN 37341-7650
Document Number	1206000033
Book / Page	011841 / 000106
Instrument Date	Dec 4, 2019
Instrument	191206000033
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$950.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6499 RIVER STREAM DR HARRISON TN 373417650, HARRISON, TN 37341-7650

Mortgage

Document Number	1206000034
Date	Dec 6, 2019
Book Page	011841/000109
Instrument	191206000034

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00 (+20.49%)	$104,000 (+77.78%)	$416,000 (+77.78%) Land $65,000 Building $351,000
2024	$1,308.00 (-0.68%)	$58,500 (-)	$234,000 (-) Land $50,000 Building $184,000
2023	$1,317.00	$58,500	$234,000 Land $50,000 Building $184,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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