6511 River Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6511 River Stream Dr, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,337 sqft · built 2001
Lot Size	0.456 acres (19,903 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (May 2026)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094A D 059`

Property Details

APN / Parcel Number

Primary APN	`094A D 059`
Alternative APN	`0000142700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,337 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,903 sqft (0.456 acres)
Lot Dimensions	173 ft deep x 84.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000142700
Street Address	6511 RIVER STREAM DR
City	HARRISON
State	TN
Zip	37341-7686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 297 RIVER COVE UNIT 6 PB60 PG1 OUT OF 94-31 FOR 99
Legal Subdivision	RIVER COVE SUB UNIT
Legal Lot Number	297
Legal Unit	6
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	10101

Owner

6511 River Stream Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Hamilton County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6511 RIVER STREAM DR, HARRISON, TN 37341-7686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Aug 20, 2001 · Amount on File
Deed Document Number	20260529164
Deed Book / Page	14315 / 623
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 29, 2026
Property Address	6511 RIVER STREAM DR, HARRISON, TN 37341-7686
Document Number	0000000164
Book / Page	14315 / 623
Instrument Date	May 28, 2026
Instrument	2026164
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6511 RIVER STREAM DR, HARRISON, TN 37341-7686

Mortgage

Document Number	0000000165,
Date	May 29, 2026
Instrument	202629165

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6511 River Stream Dr was $1,627, down 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00 (-2.92%)	$107,375 (+43.26%)	$429,500 (+43.26%) Land $65,000 Building $364,500
2024	$1,676.00 (-0.53%)	$74,950 (-)	$299,800 (-) Land $50,000 Building $249,800
2023	$1,685.00	$74,950	$299,800 Land $50,000 Building $249,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6511 River Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6511 River Stream Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20