6448 River Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6448 River Stream Dr, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,616 sqft · built 1999
Lot Size	0.633 acres (27,599 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Dec 2009)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094A D 019`

Property Details

APN / Parcel Number

Primary APN	`094A D 019`
Alternative APN	`0000142652`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,616 sqft Living Area

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,599 sqft (0.633 acres)
Lot Dimensions	222 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000142652
Street Address	6448 RIVER STREAM DR
City	HARRISON
State	TN
Zip	37341-7658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 257 RIVER COVE UNIT 6 PB60 PG1 OUT OF 94-31 FOR 1999
Legal Subdivision	RIVER COVE SUB UNIT
Legal Lot Number	257
Legal Unit	6
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	10101

Owner

6448 River Stream Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6448 RIVER STREAM DR, HARRISON, TN 37341-7658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2009 · Amount on File
Deed Sale	Dec 29, 2009 · Amount on File
Prior Sale	Dec 29, 2009 · Amount on File
Deed Document Number	0000000127
Last Transfer Date	Aug 5, 2021
Transfer Doc	0000000095
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Aug 5, 2021
Property Address	6448 RIVER STREAM DR, HARRISON, TN 37341-7658
Document Number	0000000095
Book / Page	12597 / 218
Map Reference	MB 60 PG 1
Instrument Date	Jul 23, 2021
Instrument	2021080500095
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6448 RIVER STREAM DR, HARRISON, TN 37341-7658

Mortgage

Document Number	0012597222
Date	Aug 5, 2021
Instrument	12597/222

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 6448 River Stream Dr was $1,567, down 3.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (-3.57%)	$103,425 (+42.31%)	$413,700 (+42.31%) Land $65,000 Building $348,700
2024	$1,625.00 (-0.55%)	$72,675 (-)	$290,700 (-) Land $50,000 Building $240,700
2023	$1,634.00	$72,675	$290,700 Land $50,000 Building $240,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6448 River Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6448 River Stream Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20