6475 86th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 6475 86th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1990
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$22,500 (Mar 2017)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-39-29-00001-0080-00010.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-29-00001-0080-00010.0`
Alternative APN	`39287`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	60 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	39287
Street Address	6475 86TH ST
City	VERO BEACH
State	FL
Zip	32967-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	WHITFIELDS SUBDIVISION PBUR 1 - 16 BLK A LOT 10
Legal Range	39
Legal Township	31
Legal Section	29
Legal Subdivision	WHITFIELD SUBDIVISION
Legal Block	A
Legal Lot Number	10
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3051
Census Tract	50805

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 DUBAN ST, SEBASTIAN, FL 32958-6948
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	3120170013300
Deed Book / Page	3007 / 1084
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	6475 86TH ST, VERO BEACH, FL 32967-2909
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DUBAN ST, SEBASTIAN, FL 32958-6948

Mortgage

Document Number	0035601841
Date	Aug 2, 2022
Book Page	3560/1841
Instrument	3120220047871

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 13, 2017
Property Address	6475 86TH ST, VERO BEACH, FL 32967-2909
Document Number	0030071084
Book / Page	003007 / 001084
Instrument Date	Mar 6, 2017
Instrument	13300
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Amount	Amount Recorded
Tax	$157.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DUBAN ST SEBASTIAN FL 329586948, SEBASTIAN, FL 32958-6948

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00 (+31.47%)	$105,539 (+12.37%) Land $26,180 Building $79,359	$105,539 (+12.37%) Land $26,180 Building $79,359
2023	$1,344.00 (+9.62%)	$93,924 (+13.75%) Land $14,960 Building $78,964	$93,924 (+13.75%) Land $14,960 Building $78,964
2022	$1,226.00	$82,570 Land $8,976 Building $73,594	$82,570 Land $8,976 Building $73,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	53 (1999–2022)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 86th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures