6491 N Elm Tree Rd, Conover, OH 45317 Property Records

Champaign County property record for 6491 N Elm Tree Rd, Conover, OH 45317

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,456 sqft · built 1900
Lot Size	5.01 acres (218,323 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Dec 2013)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010554-9`

Property Details

APN / Parcel Number

Primary APN	`010554-9`
Alternative APN	`A01-01-12-36-00-010-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	218,323 sqft (5.01 acres)

Exterior Amenities

Deck Area	Deck Area
Patio Area	119 sqft
Shed	1 Shed
Shed Area	196 sqft
Lean-To	544 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	010554-9
Street Address	6491 N ELM TREE RD
City	CONOVER
State	OH
Zip	45317-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 12-03-36 __ NE COR SW1/4 & SE1/4EX SW COR
Legal Range	12W
Legal Township	1N
Legal Section	36
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1042
Census Tract	10200

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6491 N ELM TREE RD, CONOVER, OH 45317-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES FSLA
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2013 · Amount on Record
Deed Sale	Dec 13, 2013 · Amount on Record
Prior Sale	Feb 20, 2009 · Amount on Record
Deed Document Number	20135971
Deed Book / Page	520 / 2231
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	6491 N ELM TREE RD, CONOVER, OH 45317-9622
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6491 N ELM TREE RD, CONOVER, OH 45317-9622

Mortgage

Document Number	00582/4438
Date	Dec 20, 2021
Book Page	582/4438
Instrument	202100007198

Lender

Name	PEOPLES FSLA
Type	Bank
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	6491 N ELM TREE RD, CONOVER, OH 45317-9622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6491 N ELM TREE RD, CONOVER, OH 45317-9622

Mortgage

Document Number	574/3394
Date	Nov 16, 2020
Book Page	574/3394
Instrument	202000005378

Lender

Name	PEOPLES FSLA
Type	Bank
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Adams Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00 (-7.9%)	$65,870 (+42.92%) Land $31,570 Building $34,300	$188,200 (+42.91%) Land $90,200 Building $98,000
2024	$2,279.00 (+30.98%) Homeowner's exemption	$46,090 (-) Land $16,700 Building $29,390
2023	$1,740.00 (-3.97%) Homeowner's exemption	$46,090 (-) Land $16,700 Building $29,390	$131,690 (-) Land $47,710 Building $83,980
2022	$1,812.00 Homeowner's exemption	$46,090 Land $16,700 Building $29,390	$131,690 Land $47,710 Building $83,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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