5576 N Elm Tree Rd, Conover, OH 45317 Property Records

Champaign County property record for 5576 N Elm Tree Rd, Conover, OH 45317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,678 sqft · built 1900
Lot Size	5.9 acres (257,004 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2015)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2015 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`010521-9`

Property Details

APN / Parcel Number

Primary APN	`010521-9`
Alternative APN	`A01-01-12-35-00-004-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	2,048 sqft
Upper Floors Area	400 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	257,004 sqft (5.9 acres)
Garage Type	Detached
Garage Area	1,584 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	585 sqft
Patio Area	336 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	010521-9
Street Address	5576 N ELM TREE RD
City	CONOVER
State	OH
Zip	45317-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 12-03-35 __ SE COR NWNEW SURVEY FILED 7/1/15
Legal Range	12W
Legal Township	1N
Legal Section	35
Legal Subdivision	PICKERING HEIRS ADDITION
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1050
Census Tract	10200

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage PERPETUAL FSB
Apr 29, 2015	Deed of Trust, Mortgage · Line of Credit THE FIRST CENTRAL NATIONAL BANK
Jan 21, 2014	Deed of Trust, Mortgage · Line of Credit FIRST CENTRAL NATIONAL BANK
Jan 27, 2012	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 31, 2012	Deed of Trust, Mortgage · Conventional Mortgage PERPETUAL FSB
Jul 1, 2015	Intrafamily Transfer, Transfer
Jul 1, 2015	Transfer on Death Deed, Transfer
Jul 1, 2015	Warranty Deed, Transfer · Conventional Mortgage PERPETUAL FSB
Mar 20, 2013	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	20152654
Deed Book / Page	533 / 259
Prior Transfer Date	Jun 29, 2015
Prior Transfer Doc	00533/0274
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000572/750
Date	Jul 7, 2020
Book Page	572/750
Instrument	202000002894

Lender

Name	PERPETUAL FSB
Type	Bank
Address	URBANA, OH 43078

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00531/1708
Date	Apr 29, 2015
Book Page	531/1708
Instrument	201500001612

Lender

Name	THE FIRST CENTRAL NATIONAL BANK
Address	SAINT PARIS, OH 43072

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00521/1156
Date	Jan 21, 2014
Book Page	521/1156
Instrument	201400000263

Lender

Name	FIRST CENTRAL NATIONAL BANK
Address	SAINT PARIS, OH 43072

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00503/0596
Date	Jan 27, 2012
Book Page	503/0596
Instrument	201200000442

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00510/0337
Date	Oct 31, 2012
Book Page	510/0337
Instrument	201200005179

Lender

Name	PERPETUAL FSB
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

July 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 1, 2015
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Document Number	00533/0274
Book / Page	533 / 0274
Instrument Date	Jun 29, 2015
Instrument	201500002656
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622

July 2015: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 1, 2015
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Document Number	201500002657
Instrument Date	Jun 29, 2015
Instrument	201500002657
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 1, 2015
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Document Number	00533/0259
Book / Page	533 / 0259
Instrument Date	Jun 26, 2015
Instrument	201500002654
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622

Mortgage

Document Number	201500002655
Date	Jul 1, 2015
Instrument	201500002655

Lender

Name	PERPETUAL FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2045

March 2013: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 20, 2013
Property Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622
Document Number	00513/2804
Book / Page	513 / 2804
Instrument Date	Sep 13, 2012
Instrument	201300001385
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5576 N ELM TREE RD, CONOVER, OH 45317-9622

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Adams Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,535.00 (-7.9%)	$142,650 (+45.89%) Land $34,610 Building $108,040	$407,570 (+45.89%) Land $98,880 Building $308,690
2024	$4,924.00 (+33.41%) Homeowner's exemption	$97,780 (-) Land $20,340 Building $77,440
2023	$3,691.00 (-3.96%) Homeowner's exemption	$97,780 (-) Land $20,340 Building $77,440	$279,370 (-) Land $58,120 Building $221,250
2022	$3,843.00 Homeowner's exemption	$97,780 Land $20,340 Building $77,440	$279,370 Land $58,120 Building $221,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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