Sonoma County property record for 649 Wilford Cir, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,915 sqft · built 1990 |
| Lot Size | 0.091 acres (3,940 sqft) |
| Owner | Company Name on File |
| Last Sale | $240,000 (Jun 1999) |
| Tax Bill | $4,754 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Sep 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 144-700-024-000 |
| Primary APN | 144-700-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,915 sqft Living Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 3,940 sqft (0.091 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Old Parcel Number | 144-700-024 |
|---|---|
| Street Address | 649 WILFORD CIR |
| City | COTATI |
| State | CA |
| Zip | 94931-5179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCO |
| Legal Description | PARK PLACE SUB LOT 24 |
| Legal Subdivision | PARK PLACE SUB |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 151204 |
Source: Sonoma County records · APN 144-700-024-000
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU |
| Sep 12, 2022 | Intrafamily Transfer, Transfer |
| Jan 18, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 1999 · Amount on Record |
| Deed Sale | Jun 11, 1999 · Amount on Record |
| Deed Document Number | 199975785 |
| Last Transfer Date | Sep 02, 2022 |
| Transfer Doc | 0000059538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SANTA ROSA |
| Name | Verified Name |
|---|---|
| Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Document Number | 0000039064 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023039064 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Sep 12, 2022 |
| Property Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Document Number | 0000059538 |
| Map Reference | MB 432 PG 12-14 |
| Instrument Date | Sep 02, 2022 |
| Instrument | 2022059538 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003589 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018003589 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 649 WILFORD CIR, COTATI, CA 94931-5179 |
| Document Number | 0000123748 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020123748 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,754.00 (+3.01%) | $376,241 (+4.04%) Land $125,409 Building $250,832 |
| 2023 | $4,615.00 (+1.79%) | $361,633 Land $120,540 Building $241,093 |
| 2022 | $4,534.00 |
Source: FEMA National Flood Hazard Layer as of February 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Dec 2012 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 553 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COTATI serves 7,290 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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