661 Wilford Cir, Cotati, CA 94931 Property Records

Sonoma County property record for 661 Wilford Cir, Cotati, CA 94931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1990
Lot Size	0.098 acres (4,261 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Feb 2022)
Tax Bill	$9,703 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2021 Second Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`144-700-027-000`

Property Details

APN / Parcel Number

Primary APN	`144-700-027-000`
Alternative APN	`144-700-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,261 sqft (0.098 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	144-700-027
Street Address	661 WILFORD CIR
City	COTATI
State	CA
Zip	94931-5179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCO
Legal Description	PARK PLACE SUB LOT 27
Legal Subdivision	PARK PLACE SUB
Legal Block	2
Legal Lot Number	27
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2004
Census Tract	151204

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	661 WILFORD CIR, COTATI, CA 94931-5179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Mar 4, 2021	Grant Deed, Transfer · Conventional Mortgage INTELLILOAN INC
Feb 5, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Sep 28, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	20229125
Prior Transfer Date	Apr 16, 2004
Prior Transfer Doc	0000061550
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 7, 2022
Property Address	661 WILFORD CIR, COTATI, CA 94931-5179
Document Number	0000009125
Map Reference	MB 432 PG 12-14
Instrument Date	Jan 27, 2022
Instrument	2022009125
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 THORSSON CT, NOVATO, CA 94947-2092

Mortgage

Document Number	0000009126
Date	Feb 7, 2022
Instrument	2022009126

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	661 WILFORD CIR, COTATI, CA 94931-5179
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 WILFORD CIR, COTATI, CA 94931-5179

Mortgage

Document Number	0000067347
Date	Jun 8, 2021
Instrument	2021067347

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 4, 2021
Property Address	661 WILFORD CIR, COTATI, CA 94931-5179
Document Number	0000025531
Map Reference	MB 432 PG 12-14
Instrument Date	Feb 9, 2021
Instrument	2021025531
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$129.80
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	661 WILFORD CIR, COTATI, CA 94931-5179

Mortgage

Document Number	0000025532
Date	Mar 4, 2021
Instrument	2021025532

Lender

Name	INTELLILOAN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 5, 2021
Property Address	661 WILFORD CIR, COTATI, CA 94931-5179
Document Number	0000014332
Map Reference	MB 432 PG 12-14
Instrument Date	Jun 24, 2020
Instrument	2021014332
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 WILFORD CIR, COTATI, CA 94931-5179

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	661 WILFORD CIR, COTATI, CA 94931-5179
Document Number	0000095957
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	661 WILFORD CIR COTATI CA 949315179, COTATI, CA 94931-5179

Mortgage

Document Number	0000095957
Date	Dec 18, 2019
Instrument	95957

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 28, 2017
Property Address	661 WILFORD CIR, COTATI, CA 94931-5179
Document Number	0000076420
Instrument Date	Sep 27, 2017
Instrument	76420
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	661 WILFORD CIR COTATI CA 949315179, COTATI, CA 94931-5179

Mortgage

Document Number	76421
Date	Sep 28, 2017
Instrument	76421

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cotati City
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$833,470 (+2%) Land $333,388 Building $500,082
2025	$9,703.00 (+2.98%) Homeowner's exemption	$817,128 (+4.04%) Land $326,851 Building $490,277
2023	$9,422.00 (+39.83%) Homeowner's exemption	$785,400 Land $314,160 Building $471,240
2022	$6,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Dec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTATI serves 7,290 people · EPA ID CA4910016
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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