Sonoma County property record for 637 Wilford Cir, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,086 sqft · built 1990 |
| Lot Size | 0.21 acres (9,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,500 (Feb 1990) |
| Tax Bill | $6,685 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 144-700-021-000 |
| Primary APN | 144-700-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 9,134 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Old Parcel Number | 144-700-021 |
|---|---|
| Street Address | 637 WILFORD CIR |
| City | COTATI |
| State | CA |
| Zip | 94931-5179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCO |
| Legal Description | PARK PLACE SUB LOT 21 |
| Legal Subdivision | PARK PLACE SUB |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 151204 |
637 Wilford Cir is owned and occupied by two individuals who acquired it in December 2008.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 WILFORD CIR, COTATI, CA 94931-5179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 1990 · Amount on File |
| Deed Sale | Feb 5, 1990 · Amount on File |
| Deed Document Number | 199012492 |
| Last Transfer Date | Dec 1, 2008 |
| Transfer Doc | 0000113775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 637 WILFORD CIR, COTATI, CA 94931-5179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036173 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 2018036173 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 637 Wilford Cir was $6,685.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $389,774 (+2%) Land $161,967 Building $227,807 | |
| 2025 | $6,685.00 | $382,133 Land $158,792 Building $223,341 |
| 2023 | $6,541.00 (+1.33%) | $367,296 Land $152,627 Building $214,669 |
| 2022 | $6,455.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 637 Wilford Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Dec 2012 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 637 Wilford Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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